All Forum Posts by: Philip Ganz
Philip Ganz has started 35 posts and replied 183 times.
Post: Second Investment without 25% down in Greater Boston

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Clinton Holmes You need to get an offer market property - Hello @Lien Vuong
Post: Mass/Boston market so expensive

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Patrick Marks New Hampshire is the way to go because of friendly landlord and tax laws.
Post: 203K Agent Recommendations

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Nick Avola Biggerpockets does not allow my to self promote :(
Post: New Hampshire House Hacking

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Matt Smith Some homes can be stolen with small rehab - the FHA 203k Streamline - renovation under 35,000.
Post: FHA 203k to FHA Streamlined

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Brian Loibl FHA streamline is loan of last resort - Monthly PMI last for the life of the loan and the upfront MI you restart - NOT GOOD!
You should seek conventional financing.
Post: New Hampshire House Hacking

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Matt Smith You should consider an FHA 203k renovation loan.
You only need 3.5% acquisition but you can finance 100% of the construction costs + 6 months of mortgage payments.
Post: Young Boston resident eager to start investing!

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Jeff Chaves You can add extreme value to a home with an FHA 203k Renovation loan. You only need 3.5% acquisition cost and you can finance 100% of the construction + up to 6 months of mortgage payments.
BRRR is not needed.
Post: Advise needed on selling Boston condo and investing on triplex

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Matthew Fermino There are credit unions that lend 95 to 100 LTV - maybe borrower the down payment and keep the asset.
Post: Introduction - Boston area

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
@Nancy Parris Welcome to the Family :)
Post: House Hacking in an Autonomous zone

- Lender
- Fort Lauderdale
- Posts 190
- Votes 117
Can you house hack in an autonomous zone? is property able to be bought and sold?