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Investment property lenders in Vermont

Browse 126 lenders who fund investment property in Vermont as of November 15, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 126 lenders funding investment property in Vermont

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  • DSCR Direct

    No NMLS on file

    21 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Offering business purpose investment property loans in all 50 states. Competitive and transparent pricing. See live rates at https://dscrdirect.net/

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  • Colby Dorris- Evolve Bank & Trust

    NMLS #509256

    5.0 (1) · BiggerPockets reviews19 forum posts

    • Conventional & Gov.
    • Conventional Loan
    • Conventional Rental Loan
    • Refinance (investment)
    • +3 more

    We offer financing in all 50 states for first time home buyers, seasoned investors, and everyone in between. Specializing in conventional and government loan programs, with direct lending and broker programs, we offer competitive rates and a client-first approach that allows us to move efficiently through the financing process. Whether you're getting your first investment property or looking to leverage the equity in properties you own, we want to work alongside you to grow your portfolio.

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  • Residential Capital Partners, LLC

    No NMLS on file

    19 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)

    Residential Capital Partners has been a leading private lender in the single-family rehab and rental (SFR) industry for over 13 years. ResCap operates on a national scope while maintaining a local presence in key markets throughout the United States. We recognize the complexities of real estate investment and are committed to offering specialized financial solutions to meet those needs. Why Partner with Us? - No Money Down, 100% Financing up to 70% of ARV - Competitive and transparent loan rates - Customized terms to suit individual project needs - Expert advisory support at every step

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  • Sam Jurgenson-CMG Home Loans

    NMLS #1820

    18 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Local to Oregon and Soutwhest Washington, we do everything from your A+ Lending to no doc/hard money and everything inbetween.

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  • BluPrint Home Loans

    NMLS #2893

    17 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    **Schedule Strategy Call - www.bpinvestorteam.com or 888-343-1043 BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years. BiggerPockets RE Podcast Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409 **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending experts. Lending nationwide (except NY). Very fast closing 10-21 day closings so you can compete with all cash offers. Primary residence loan options: - 3% down Fannie Mae 1 unit - 5% down Fannie Mae 2-4 units - Up to 105% financing with down payment assistance up to 2 units - Conventional, FHA, VA & USDA loan options available Second home loan options: - Conventional and non-conventional - 10% down, 660 minimum FICO Investment property loan options: - Conventional and non-conventional - 15% down, 680 minimum FICO DSCR: - Purchases up to 85% LTV using LTR analysis, 720 minimum FICO - Purchases up to 80% LTV using STR, MTR or LTR analysis, 620 minimum FICO - Rate & Term refinance - up to 80% LTV using the STR, MTR or LTR analysis – 620 minimum FICO - Cash out refinance up to 75% LTV using the STR, MTR or LTR analysis – 620 minimum FICO Business bank statement loan: - 12-24 months business or personal bank statements instead of your tax returns for qualification Asset qualifier loan: - Little to no documentable income allowed - Assets can be used in combination with other income sources for qualification - Minimum 200,000+ in assets on top of your down payment and 6 months reserves

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  • GQ Home Team

    No NMLS on file

    16 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +5 more

    We can lend nationally and close in as quick as 7 days with 90% of the purchase price and up to 100% of the rehab amount! We specially in fix-and-flip loans, new construction loans for ground up development, and DSCR loans for refinances and purchases. If you want the most competitive pricing available, fast closings, and a lender who knows your business model, we can provide that!

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  • Loanguys.com

    NMLS #2146944

    16 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Secure your investment property loan in under 14 days with no income verification. We have funded over a billion dollars in DSCR loans, fix and flip loans, and bridge loans for real estate investors. We have generated over 250 million dollars in rental income for our real estate investors across the nation. We have worked with over 4000 real estate investors helping them achieve financial independence through income generated from their investment properties. We offer 30 or 40 year fixed terms, a 10 year interest only program, and interest rates as low as 6.50% for qualified real estate investors.

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  • The Hard Money Co.

    No NMLS on file

    1.0 (1) · BiggerPockets reviews14 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • Fix & Flip
    • Refinance (investment)
    • +1 more

    We Fund Deals® The Hard Money Co. is a private lender for real estate investors. We do fix & flip, BRRRR, and rental loans, funded nationwide. Close in 7–10 days, not 30–45. No appraisal required, because we value in-house. No credit pull to qualify. Approvals in as little as 24-48 hours. 17+ years in the business. $400M+ funded across 1,000+ projects. 4.7★ from 248 reviews. Brokers: we pay your fee on every deal, and the client stays yours. Have a deal? Send it at thehardmoneyco.com. All loans subject to underwriting.

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  • Alexa Funds It

    NMLS #2469778

    13 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    I specialize in short-term rental financing, non-QM loans, and creative lending solutions for real estate investors across several states. I help self-employed borrowers and portfolio investors explore financing when traditional income documentation or debt-to-income limits restrict their options. My services include DSCR rental loans, bank-statement and 1099 programs, cash-out refinancing, bridge loans, fix-and-flip financing, and ground-up construction. I evaluate each deal’s cash flow, equity, liquidity, and exit strategy to help match the financing to your investment goals. As a third-generation real estate professional, U.S. veteran, and MBA with a background in construction and mortgage operations, I bring practical experience and straightforward communication to complex deals. Alexa Kemp, MBA | NMLS #1990457 @alexafundsit | [email protected]

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  • BluPrint Home Loans NMLS 1686046

    NMLS #1686046

    13 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    At BluPrint Home Loans, we serve a wide array of clients, from first-time homebuyers to both novice and seasoned investors. As your dedicated banking and brokerage partner, you'll benefit from the combined strengths of both worlds. Our firm self-funds its deals, offering a comprehensive suite of loan programs to meet diverse needs. Our offerings include Down Payment Assistance, 15% down DSCR, Commercial Loans, Short-Term Rental Loans, Investment HELOCs, Fixed 2nds, and even Tiny Home Loans. Known for our approachability and creativity, we encourage you to reach out with your unique scenarios. At BluPrint Home Loans, we're always ready to think outside the box to help you navigate your real estate financing needs. Feel free to send us an email with your scenario, and let’s make your property ambitions a reality together!

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Investment property loan types in Vermont

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Hard money

    Short-term, asset-backed, funded in days rather than weeks. Used for flips and deals that cannot wait for conventional underwriting.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

  • Portfolio loans

    One lender holds the loan rather than selling it on, so terms can bend to an investor's situation.

How to find a lender in Vermont

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Vermont

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Vermont meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Vermont lenders on BiggerPockets offer?

126 lenders serve Vermont as of November 15, 2026. 121 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 66 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Vermont?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Vermont. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Vermont’s business registry or ask the lender what licensing applies to them.

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