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Hard money lenders in Massachusetts

Browse 198 lenders offering hard money loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.

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All 198 lenders offering hard money loans in Massachusetts

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  • Belsky Mortgage, LLC

    No NMLS on file

    5.0 (1) · BiggerPockets reviews1274 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +6 more

    Belsky Mortgage, LLC is an investment and commercial mortgage broker serving real estate investors nationwide in all 50 states. Founded by Nick Belsky, we arrange business-purpose financing for Fix & Flip, DSCR rental loans, New Construction and land development, bridge loans, and Commercial properties including multifamily, mixed-use, retail and office. Our capital partners include private money lenders, high-net-worth family offices, syndications, funds and institutional lenders. Through those partners we also arrange Agency Multifamily (Fannie Mae and Freddie Mac), SBA, and HUD commercial loans. We shop each deal across that network and present competing offers side by side, so you can compare real options without spending your time hunting for lenders. We do that for you. Our focus is getting investors’ deals closed, whether you’re our client directly or we’re co-brokering with your broker. “A” paper borrowers, or deals the banks said “no” to: call or text Nick at (817) 505-5812, or start a Quick App at belskymortgage.com.

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  • Stephanie Medellin, Loan Factory

    NMLS #320841

    1210 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +10 more

    As a mortgage broker, I have access to 200+ lenders, each offering unique products for a wide variety of loan scenarios. I love finding ways to fund even the most challenging loans for my clients. If you have a unique or tough scenario, or just want a great rate with excellent service, I will do everything in my power to get your loan funded. Access equity in your California property in as little as 5 days, with our 5 day HELOC. It's a fast, easy, automated process. See how much you can access - visit my website and click on "5 Day HELOC" in the resources menu.

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  • Brittany Minocchi - Barrett Financial Group, LLC

    NMLS #181106

    1015 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    Hello! I am an investor and mortgage broker with access to over 160 lenders, offering a wide range of loan options. I work with individuals looking to purchase a primary home, second home or investment property. I specialize in traditional conventional financing as well as non-QM options like DSCR, bank statement and fix-and-flip (or hold) loans. Many investors that I work with take advantage of the NO SEASONING cash out refinance option for their recently rehabbed properties (BRRRR investors - I'm looking at you!). **$75,000 minimum loan amount up to 80% LTV for 1-4 unit properties.

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  • Host Financial

    No NMLS on file

    796 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    We’re a company built by hustlers, just like you. We’ve experienced first-hand how frustrating it can be to secure financing for short-term vacation rentals when traditional lenders just don’t get it. That's why we founded Host Financial. Our team of real estate investors spotted a gap in the system, and knew exactly how to solve it. Are you ready to expand your real estate empire with investor-friendly short-term & long-term rental financing?

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  • Host Financial

    No NMLS on file

    796 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    We’re a company built by hustlers, just like you. We’ve experienced first-hand how frustrating it can be to secure financing for short-term vacation rentals when traditional lenders just don’t get it. That's why we founded Host Financial. Our team of real estate investors spotted a gap in the system, and knew exactly how to solve it. Are you ready to expand your real estate empire with investor-friendly short-term & long-term rental financing?

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  • JCREIG Capital Funding

    No NMLS on file

    777 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    JCREIG Capital Funding is a direct private & hard money lending firm dedicated to helping real estate investors close with confidence and scale strategically. We specialize in flexible, asset-based financing solutions designed to move at the speed of opportunity. Our team understands that real estate investing requires more than just capital — it requires a lending partner who understands underwriting, construction timelines, cash flow analysis, and exit strategies. That’s why we focus on delivering clear communication, streamlined approvals, and reliable funding from start to finish. What We Offer: • Fix & Flip Loans • Bridge Financing • New Construction Loans • DSCR Rental Loans • Cash-Out Refinances • Commercial & Mixed-Use Investment Loans • Asset-Based & Investor-Focused Programs Built for Real Estate Investors: ✔ Fix & Flip Investors ✔ BRRRR Strategy Investors ✔ Rental Property Investors ✔ Commercial & Mixed-Use Investors ✔ Portfolio Landlords We work with first-time investors and seasoned operators alike, structuring loans that align with each client’s short- and long-term investment goals. Why Investors Choose Us: ✔ Fast, efficient underwriting ✔ Competitive, investor-focused terms ✔ Flexible loan structures ✔ Relationship-driven lending ✔ Nationwide funding At JCREIG Capital Funding, we believe capital should empower your strategy — not slow it down. Whether you’re acquiring, renovating, refinancing, or scaling your rental portfolio, we’re here to help you execute with confidence. For a more personalized service, call today 561-303-0334 to learn more, discuss your options or to apply and reserve your funds visit us at www.JCREIGCapitalFunding.com! We are committed to find the best option for your needs. Your success is our success, let us help you grow your investment portfolio and make your mark in the Fix-to-Flip or Fix-to-Rent industry! Your deal deserves a lender who moves as fast as you do.

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  • Gold Star Mortgage Financial Group

    NMLS #3446

    702 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    Every investor has different goals and strategies, so sometimes when they start to look into funding options, they can get overwhelmed or a bit stressed trying to sort through it all. What we do is we help investors and potential homeowners tailor lending specific to their goal and strategies by having experience and expanded products in both the conforming and non-conforming space.

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  • Venture Estate Group LLC

    No NMLS on file

    570 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Venture Estate Group is a New York–based private lender focused exclusively on investment properties, lending in many states nationwide. We work with real estate investors to provide fast, high-leverage financing with streamlined documentation and a practical underwriting approach. Our programs include DSCR rental loans, non-DSCR options, Fix & Flip financing, ground-up construction, bridge and gap financing, commercial and mixed-use financing. Each transaction is structured around the property fundamentals, investor experience, and exit strategy to deliver a clear and efficient path from approval to closing.

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  • The Rent Fund

    No NMLS on file

    475 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • Refinance (investment)

    The Rent Fund helps real estate investors finance rental and investment properties: DSCR loans for long-term and short-term rentals, fix and flip, bridge, rehab for buy and hold, cash-out and rate-and-term refinance, and ground-up construction. We're a broker, so instead of pushing one lender's program, we shop your deal across wholesale lenders and match it to the one that actually fits. We work with investors on non-owner-occupied properties in over 30 states, including first-time investors, self-employed borrowers, and foreign nationals. Not sure which loan fits your plan? Send us the numbers and we'll give you a straight answer on what it takes to qualify, at no cost and with no pressure.

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  • Ridgeline Capital Group

    No NMLS on file

    403 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    Non-QM financing for real estate investors. DSCR, portfolio, bridge, fix-and-flip, ground-up, and commercial.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

How many hard money lenders serve Massachusetts?

198 lenders serving Massachusetts offer hard money, private or non-QM loans, the category that covers hard money financing, as of November 13, 2026. Tell us about your deal and we'll match you with the ones who fit it.

What does a hard money loan cost?

Most hard money loans run 9 to 14% interest plus 1 to 3 points, with first-time borrowers usually at the higher end. Expect added fees for underwriting and rehab draws. Loans typically cover up to 70 to 75% of the after-repair value (often capped at 85 to 90% of purchase plus rehab), last about 12 months, and can close in 5 to 14 days, so plan your exit, a sale or a refinance, before you close.

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