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Hard money lenders in Massachusetts

Browse 198 lenders offering hard money loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.

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All 198 lenders offering hard money loans in Massachusetts

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  • brrrr.com

    No NMLS on file

    1 forum post

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +3 more

    A leading nationwide, private money lender and Third-Party Originator of business purpose loans (BPLs) with >$350M of cumulative originations and best-in-class product knowledge and service, driving borrower satisfaction, loyalty, and referrals. When we started this company, we knew that we wanted to focus on education, building relationships, and helping investors toward financial freedom. So that is exactly what we did. When our founders joined forces, each brought unique and valuable skills and experience that would lay the foundation for our company. Before BRRRR Loans, there wasn’t a private, long-term financing option designed for securitization…there was only hard money or “fix & flip” loans. As a result, the only way a borrower could exit a hard money loan was to sell the property and pay off the loan or refinance with a bank. We knew that there had to be another way, and that is how the idea of BRRRR Loans was born. We have the knowledge and resources to help fund your next real estate investment, and we will do it, standing by your side and helping you achieve your goals.

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  • Achilles Mortgage and Funding LLC

    NMLS #1456240

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    If you're looking for fast, reliable financing with competitive, aggressive terms, exceptional customer service, and consistent communication, we're the partner you need to get your transaction funded. With over 10 years of industry experience, we bring the knowledge, expertise, and drive to navigate the process efficiently. Our goal is to provide a smooth, transparent, and straightforward path from initial conversation to closing, ensuring you have the support and guidance needed to get your deal across the finish line.

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  • Alex Miller Mortgage, Investor and Self Employed Loan Specialist

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    Alex Miller Mortgage helps real estate investors finance rentals, flips, and growing portfolios with flexible DSCR, bank statement, and non-QM loans built around how investors actually earn. We specialize in the deals traditional banks turn down, including first-time and experienced investors, self-employed borrowers, and foreign nationals, with creative, AI-assisted underwriting that keeps your deal moving. We work hands-on with every client from first call to closing. It’s all hands on deck on every file. What we offer: ✓ Creative AI-Assisted Lenient Non-QM Underwriting ✓ DSCR & Bank Statement 2nds ✓ Lease to Qualify — 120% of 1007 ✓ DSCR Cash-Out to 80% ✓ Live Rent Free on DSCR Refi ✓ First-Time Homebuyer DSCR (with restrictions) ✓ No Seasoning C/O on New Value ✓ No Sourcing of Large Deposits ✓ No LTV Restriction for First-Time Investors ✓ Unlimited Cash-Out to 75% LTV ✓ DSCR No-Reserve Refi ✓ 3-Month Reserve for Purchase — That’s It ✓ P&L with No Bank Statements ✓ 85% DSCR to $1M ✓ Foreign National Cash-Out to 70% LTV (super easy qual) ✓ Take Higher Score of Bank Statement Borrower ✓ ITIN ✓ NY CEMA Whether you’re buying your first rental or scaling a portfolio, reach out and let’s structure your next deal.

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  • AnnieMac Home Mortgage - Ray Desfosse

    NMLS #338923

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    At AnnieMac Home Mortgage, we believe there’s no such thing as a dead deal—only missed solutions. Our “No Deal Left Behind” approach helps investors secure financing others overlook. As a nationwide lender specializing in NonQM, Conventional, and Government programs, we’re built to solve complex scenarios. From our signature Cash2Keys Program to creative lending strategies, we take pride in finding a solution for every borrower.

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  • Arshawn Ashari - Fast Action Mortgage

    NMLS #1828474

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +4 more

    I'm Arshawn Ashari, a mortgage broker who specializes in helping real estate investors and homeowners in the state of CA. Whether you're purchasing your next investment property, refinancing to pull equity, or structuring a deal that a big bank won't touch, I work across a wide range of loan programs to find the right fit: Conventional, Jumbo, Govt, DSCR, First-time Homebuyer, Bank Statement, and P&L Only loans. I am your one-stop-shop! What sets me apart: -Speed & responsiveness — "Fast Action" isn't just our name. I understand that deals have timelines, and I'm responsive when it counts. -Investor-focused — I work with clients who think in terms of cash flow, equity, and portfolio building — not just getting into a home. -Independent brokerage — As a broker (not a bank), I shop your loan across multiple lenders to find the most competitive rates and terms for your situation. -Multiple Scotsman Guide award recipient — Named among the top mortgage originators nationally, a benchmark for volume and performance in the industry. If you're looking for a lending partner who understands the investor mindset, let's connect!

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  • Asset Based Lending

    NMLS #2449622

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    With nearly 100 reviews and an impressive 4.2 Google rating, Asset Based Lending (ABL) has been a premier lender for real estate investors since 2010. We have successfully financed over $2.5 billion in projects, specializing in fix and flip, new construction, and DSCR loans for both long and short-term rentals. At ABL, we pride ourselves on our unique offering: the 0 Point Loan. As a direct balance sheet lender, we handle every aspect of the loan process in-house—from underwriting to processing, closing, and servicing. This streamlined approach ensures you receive the white-glove service your business deserves.

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  • Beeline Loans, Inc

    NMLS #1799947

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • DSCR (long-term rental)
    • +4 more

    As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing.

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  • Bison State Bank

    NMLS #757416

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +8 more

    Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. We offer extremely competitive interest rates on investment properties - loan options include Conventional, DSCR, Home Equity Loans, and more. Conventional rates can be viewed here - https://www.bisonstatebank.com/todays-rate/. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers. Our values of integrity, service, and expertise have served as our guide for over a century and we are confident that whether you are in need of personal banking, small-business banking, or mortgage lending, we will provide the service best suited for you.

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  • Blackdot Mortgage

    NMLS #2383240

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +12 more

    Broker. Investor. Portfolio Builder. I’m not just a mortgage broker, I’m a real estate investor who has personally used DSCR financing to build my own portfolio. As the owner of Blackdot Mortgage, I understand investment financing from both sides of the transaction. I’ve personally navigated the process of analyzing properties, evaluating rental income, structuring DSCR financing, and using real estate to build long-term wealth. My focus is helping investors use DSCR and other investment-property financing to acquire and grow their portfolios. And because I own a full-service mortgage brokerage, you’re not limited to one loan program. If DSCR isn’t the right fit for your investment, I can help you explore other financing strategies. Whether you’re purchasing your first rental property or looking to scale an established portfolio, my goal is simple: help you understand the numbers, find the right financing strategy, and make your next investment easier than your last. I invest. I understand DSCR. I understand the mortgage business. And I’m here to help you build your portfolio. DSCR financing available in most states across the U.S.

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  • CV3 Financial Services

    NMLS #2478266

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 is a lender that delivers speed, leverage, and consistency.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

How many hard money lenders serve Massachusetts?

198 lenders serving Massachusetts offer hard money, private or non-QM loans, the category that covers hard money financing, as of November 13, 2026. Tell us about your deal and we'll match you with the ones who fit it.

What does a hard money loan cost?

Most hard money loans run 9 to 14% interest plus 1 to 3 points, with first-time borrowers usually at the higher end. Expect added fees for underwriting and rehab draws. Loans typically cover up to 70 to 75% of the after-repair value (often capped at 85 to 90% of purchase plus rehab), last about 12 months, and can close in 5 to 14 days, so plan your exit, a sale or a refinance, before you close.

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