Hard money lenders in Massachusetts

Capital Lending Group, was founded in 2019 as a commercial, business purpose loan brokerage that connects businesses and real estate investors with lenders and financing solutions. Specializing in bridge loans, construction/rehabilitation financing, agricultural loans, and business loans. Capital Lending Group provides a transparent and innovative solution to satisfying the short-term and long-term financing needs of its clients. Capital Lending Group challenges the conventional approach to commercial real estate financing. It’s an invitation to business owners and investors to see Capital Lending Group not just as a loan broker, but as a partner in reimagining what’s possible in their ventures.

Cardinal Capital is a private lending firm specializing in tailored financing solutions for real estate investors and developers. We provide fast, flexible, and reliable capital for acquisitions, refinances, and construction projects, ensuring our clients can move quickly in competitive markets. Our expertise spans bridge loans, value-add projects, and ground-up developments, with a focus on creative deal structuring and hands-on partnership. With a deep understanding of real estate finance and a commitment to execution, we help investors maximize opportunities and drive successful outcomes.

If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing & Flexible Guidelines CCM is directly involved in the securitization of Non-QM loans through an exclusive partnerships. Unlike traditional mortgage banks and brokers that must sell their Non-QM loans to secondary market investors, CCM participates in securitizations in-house. This gives us greater flexibility in underwriting, allowing us to approve loans that other lenders simply can't. ✅ More Approvals, More Loan Options Over 30% of Non-QM loans at CCM are approved outside standard guidelines—thanks to our unique ability to grant guideline exceptions. This includes: ✔️ Lower credit scores than standard guidelines allow ✔️ Higher loan-to-value ratios and increased cash-out options ✔️ Reduced reserve and down payment requirements ✔️ No-ratio DSCR loans for real estate investors ✔️ Perform multiple transactions at the same time

As an active real estate investor and experienced Mortgage Loan Officer, I understand the challenges and opportunities investors face because I’ve built my own diverse portfolio—including a boutique hotel, long-term rentals, short-term rentals, multi-family properties, rehab projects, and house hacking. I specialize in helping investors secure tailored financing solutions to maximize their returns. With over 13 years in mortgage banking, I’ve assisted thousands of clients in structuring loans that align with their investment strategies. As Branch Manager at Citywide Home Mortgage, I provide a diverse range of loan products across Pennsylvania, New Jersey, Florida, Tennessee, Massachusetts, Virginia, and Delaware. Whether you're acquiring your next rental, funding a fix-and-flip, or refinancing for better terms, I offer expert guidance and a streamlined lending process. Let’s connect and scale your portfolio with smart financing strategies. Kyle Kelly NMLS#: 1065549 Mobile: 570.241.5186 Email: [email protected] www.KyleCW.com

The nation's best residential private money lender for non-owner-occupied investment properties. Investment made simple. The Cogo promise - We'll beat any competitor's rate.

Find It. Fund It. Conquer It. Conquered Capital provides residential investment property financing built specifically for real estate investors. From purchasing and renovating investment properties to building, refinancing, and expanding a rental portfolio, we provide flexible, business-purpose financing designed around the property and your investment strategy. We specialize in financing for residential investment properties, including: * Fix & Flip: Up to 90% LTC and up to 75% LTARV * Ground-Up Construction: Up to 90% LTC and up to 75% LTARV * Bridge Financing: Up to 85% LTV * Rental & DSCR: Up to 75% LTV * Cash-Out Refinance: Up to 75% LTV * Purchase, Refinance & Cash-Out Strategies Financing Built Around Your Investment Real estate investors aren’t looking for a one-size-fits-all mortgage. They need financing that fits the property, the numbers, and the plan. That’s where Conquered Capital comes in. We take an investment-focused approach to help identify financing solutions that align with your acquisition, renovation, construction, rental, or portfolio strategy. Whether you’re purchasing your first investment property or scaling an established portfolio, we help you navigate the financing process with clarity, responsiveness, and financing built around your goals. Your next investment starts with the right capital.

Contour Mortgage is a multi-state, full-service mortgage lender that has been helping homebuyers and homeowners with purchase, refinance, renovation, and investment-property financing since 1993. We offer a wide range of loan programs with a focus on personalized service and helping borrowers find financing that fits their goals.

We offer DSCR loans with flexible requirements, even for first time investors. Additionally we have a plethora of other options for primary residences as well, including 0% down on up to 4 units with as little as 580 FICO.

I've been in mortgage lending since 1992, and I'm also an active short-term rental investor myself, so I understand investing from both sides of the table. I offer conventional, non-QM, DSCR, 1-4 family, and 5+ unit financing for short and long term rental properties, lending in all 50 states. Because I invest myself, I understand cash flow, seasonality, and underwriting nuances.

Our loan products are built for how investors actually operate: long-term rentals, short-term rentals, BRRRR refinances, multi-family, and LLC-vested properties. Whether you’re closing on your first rental or your 100th, we move fast, structure flexibly, and treat every deal like the investment it is.