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Hard money lenders in Massachusetts

Browse 198 lenders offering hard money loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.

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All 198 lenders offering hard money loans in Massachusetts

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  • Fairway Home Mortgage

    NMLS #2289

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    I help real estate investors secure financing for rental properties, BRRRR projects, fix-and-flips, DSCR loans, portfolio loans, and conventional investment financing across multiple states. With over 20 years in mortgage lending, I understand how investors analyze cash flow, leverage, ROI, and long-term wealth building. Whether you're purchasing your first rental property or growing a large portfolio, I provide creative financing solutions, fast communication, and a streamlined approval process. I work closely with investors, agents, and builders to structure financing that aligns with investment goals and helps maximize returns. Specialties include: • DSCR Loans • Long-Term Rental Financing • Short-Term Rental Financing (Airbnb/VRBO) • Fix-and-Flip Loans • Conventional Investment Property Loans • Portfolio Financing • BRRRR Strategy Financing • Multi-State Lending • First-Time Real Estate Investors My goal is simple: help investors close more deals, grow their portfolios, and build long-term wealth through real estate.

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  • Frank Lending Team with One Brokerage

    NMLS #2142653

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +11 more

    Real Estate Investor, Military Veteran, and Mortgage Loan Originator. Whether you are buying your first house hack or building a 500-unit apartment complex, I am a valuable asset to your portfolio and have access to products and knowledge that can take your business to the next level. I am tired of seeing slimy loan officers take advantage of veterans and consumers in the mortgage industry, and I want to educate and help as many people as I can with real value. Let's chat! My track record of execution, product diversity, and experience enables us to offer greater flexibility and underwriting efficiency compared to a typical bank or lender. In addition to traditional lending, I have access to preferred pricing and underwriting from private lenders, debt funds, community banks, credit unions, regional banks, REITs, life insurance companies, internal correspondent lines of credit, and other agency/non-agency debt sources.

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  • Golden Pines Capital

    No NMLS on file

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    "We’re a fast-scaling, investor-focused mortgage company specializing in bridge loans, multifamily, fix-and-flip projects, strip malls, and large-balance DSCR loans. Our unique edge lies in speed, creativity, and flexible structuring—empowering real estate investors to scale quickly with non-traditional financing solutions."

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  • Greenside Capital

    NMLS #2372297

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    At Greenside Capital, we leverage a combined $1.5B in mortgage experience to deliver investor DSCR and fix-and-flip financing for commercial, multi-unit, and residential properties. We don't require tax returns, using property cash flow or other investor-focused solutions instead. With our streamlined approach, you can secure funding quickly and focus on what you do best—growing your portfolio. Call us today to learn more.

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  • Griffin Funding

    NMLS #1120111

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +9 more

    Griffin Funding, Inc. is a national mortgage company that works with Veterans, Self-Employed, and Real Estate Investors. We specialize in VA Home Loans for active duty military and veterans, Bank Statement Loans for the self-employed, and DSCR loans for real estate investors. We are in the business of helping our clients achieve and maintain the American dream of homeownership. Griffin Funding is a fully-digital direct lender with the ability to also broker loans. Our team leverages cutting-edge technology to originate loans that meet your particular needs. Although we specialize in VA Loans, Bank Statement Loans, and DSCR Loans, we offer a wide array of loan and advising services. Contact Griffin Funding today to access top-tier customer service and highly competitive interest rates.

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  • Homes With Jessica Khani Powered by Edge Home Finance LLC

    NMLS #1868120

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Empowering investors to build wealth through strategic real estate opportunities! With my personal investing experience and the collective insights from successful investor clients, we help you maximize returns and grow your portfolio in the most cost-efficient and stress-free way possible. Whether you’re seeking a house hack, short- or long-term rentals, or refinancing debt, I provide tailored guidance to achieve your goals. Let’s turn real estate into your most powerful investment tool!

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  • HouseMax Funding

    NMLS #2262692

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • Fix & Flip
    • +1 more

    Rated 4.8 out of 5 stars with over 280+ Reviews! HouseMax Funding is a nationwide hard money lender and broker partner founded for flippers, by flippers. HouseMax offers short term bridge loans for rehab and ground up, as well as long term DSCR loans. HouseMax provides superior service, savings and speed to real estate investors. **CALLING ALL BROKERS** We are launching a nationwide broker program. Feel free to reach out for more details

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  • Ingram Capital Lending

    NMLS #1972074

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    We’re a small, family-run lending team—just my wife and I—focused on helping investors and homeowners navigate real estate financing with clarity and confidence. Our Personal Reviews: https://www.experience.com/reviews/shaun-ingram-1760633288 We’ve been in the real estate industry for over a decade, and before becoming a full-time lender I spent years working as a Realtor. That background gives us a unique perspective on both sides of the transaction. We understand how deals come together from the agent’s side, the investor’s side, and the lending side, which allows us to help our clients structure deals in ways that actually work in the real world. Because we’re a small operation, our clients aren’t passed around between departments. When you work with us, you work directly with the people responsible for getting your loan across the finish line. We take pride in being accessible, responsive, and strategic partners throughout the process. Whether you're purchasing your first investment property, scaling a portfolio, or exploring creative financing options, our goal is simple: help you navigate the lending side smoothly and put you in the strongest possible position for the deal.

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  • James Paxton Mortgage

    NMLS #2454586

    5.0 (2) · BiggerPockets reviews

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +1 more

    Real estate investor loan officer connecting borrowers with DSCR, fix & flip, and bridge loan programs through a nationwide lending network.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

How many hard money lenders serve Massachusetts?

198 lenders serving Massachusetts offer hard money, private or non-QM loans, the category that covers hard money financing, as of November 13, 2026. Tell us about your deal and we'll match you with the ones who fit it.

What does a hard money loan cost?

Most hard money loans run 9 to 14% interest plus 1 to 3 points, with first-time borrowers usually at the higher end. Expect added fees for underwriting and rehab draws. Loans typically cover up to 70 to 75% of the after-repair value (often capped at 85 to 90% of purchase plus rehab), last about 12 months, and can close in 5 to 14 days, so plan your exit, a sale or a refinance, before you close.

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