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Investment property lenders in Massachusetts

Browse 205 lenders who fund investment property in Massachusetts as of November 13, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 205 lenders funding investment property in Massachusetts

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  • Bison State Bank

    NMLS #757416

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +8 more

    Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. We offer extremely competitive interest rates on investment properties - loan options include Conventional, DSCR, Home Equity Loans, and more. Conventional rates can be viewed here - https://www.bisonstatebank.com/todays-rate/. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers. Our values of integrity, service, and expertise have served as our guide for over a century and we are confident that whether you are in need of personal banking, small-business banking, or mortgage lending, we will provide the service best suited for you.

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  • Blackdot Mortgage

    NMLS #2383240

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +12 more

    Broker. Investor. Portfolio Builder. I’m not just a mortgage broker, I’m a real estate investor who has personally used DSCR financing to build my own portfolio. As the owner of Blackdot Mortgage, I understand investment financing from both sides of the transaction. I’ve personally navigated the process of analyzing properties, evaluating rental income, structuring DSCR financing, and using real estate to build long-term wealth. My focus is helping investors use DSCR and other investment-property financing to acquire and grow their portfolios. And because I own a full-service mortgage brokerage, you’re not limited to one loan program. If DSCR isn’t the right fit for your investment, I can help you explore other financing strategies. Whether you’re purchasing your first rental property or looking to scale an established portfolio, my goal is simple: help you understand the numbers, find the right financing strategy, and make your next investment easier than your last. I invest. I understand DSCR. I understand the mortgage business. And I’m here to help you build your portfolio. DSCR financing available in most states across the U.S.

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  • CV3 Financial Services

    NMLS #2478266

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 is a lender that delivers speed, leverage, and consistency.

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  • Canopy Mortgage

    NMLS #1927162

    5.0 (11) · BiggerPockets reviews

    • Conventional & Gov.
    • Conventional Loan
    • Conventional Rental Loan
    • FHA
    • +1 more

    I am a Mortgage Broker based in Dallas, TX. I personally have a portfolio of 5 properties and specialize with investors and first time homebuyers. My goal is to set you up for financial success. I do that through transparency, concise communication, and relentless effort. I look forward to being your loan officer for life and helping you build wealth through homeownership!

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  • Capital Lending Group

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +13 more

    Capital Lending Group, was founded in 2019 as a commercial, business purpose loan brokerage that connects businesses and real estate investors with lenders and financing solutions. Specializing in bridge loans, construction/rehabilitation financing, agricultural loans, and business loans. Capital Lending Group provides a transparent and innovative solution to satisfying the short-term and long-term financing needs of its clients. Capital Lending Group challenges the conventional approach to commercial real estate financing. It’s an invitation to business owners and investors to see Capital Lending Group not just as a loan broker, but as a partner in reimagining what’s possible in their ventures.

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  • Cardinal Capital Group

    No NMLS on file

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    Cardinal Capital is a private lending firm specializing in tailored financing solutions for real estate investors and developers. We provide fast, flexible, and reliable capital for acquisitions, refinances, and construction projects, ensuring our clients can move quickly in competitive markets. Our expertise spans bridge loans, value-add projects, and ground-up developments, with a focus on creative deal structuring and hands-on partnership. With a deep understanding of real estate finance and a commitment to execution, we help investors maximize opportunities and drive successful outcomes.

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  • Chad Baker Team

    NMLS #329451

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +5 more

    If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing & Flexible Guidelines CCM is directly involved in the securitization of Non-QM loans through an exclusive partnerships. Unlike traditional mortgage banks and brokers that must sell their Non-QM loans to secondary market investors, CCM participates in securitizations in-house. This gives us greater flexibility in underwriting, allowing us to approve loans that other lenders simply can't. ✅ More Approvals, More Loan Options Over 30% of Non-QM loans at CCM are approved outside standard guidelines—thanks to our unique ability to grant guideline exceptions. This includes: ✔️ Lower credit scores than standard guidelines allow ✔️ Higher loan-to-value ratios and increased cash-out options ✔️ Reduced reserve and down payment requirements ✔️ No-ratio DSCR loans for real estate investors ✔️ Perform multiple transactions at the same time

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  • Citywide Home Mortgage

    NMLS #2611

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +6 more

    As an active real estate investor and experienced Mortgage Loan Officer, I understand the challenges and opportunities investors face because I’ve built my own diverse portfolio—including a boutique hotel, long-term rentals, short-term rentals, multi-family properties, rehab projects, and house hacking. I specialize in helping investors secure tailored financing solutions to maximize their returns. With over 13 years in mortgage banking, I’ve assisted thousands of clients in structuring loans that align with their investment strategies. As Branch Manager at Citywide Home Mortgage, I provide a diverse range of loan products across Pennsylvania, New Jersey, Florida, Tennessee, Massachusetts, Virginia, and Delaware. Whether you're acquiring your next rental, funding a fix-and-flip, or refinancing for better terms, I offer expert guidance and a streamlined lending process. Let’s connect and scale your portfolio with smart financing strategies. Kyle Kelly NMLS#: 1065549 Mobile: 570.241.5186 Email: [email protected] www.KyleCW.com

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  • Cogo Capital

    NMLS #1760709

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    The nation's best residential private money lender for non-owner-occupied investment properties. Investment made simple. The Cogo promise - We'll beat any competitor's rate.

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  • Conquered Capital

    No NMLS on file

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    Find It. Fund It. Conquer It. Conquered Capital provides residential investment property financing built specifically for real estate investors. From purchasing and renovating investment properties to building, refinancing, and expanding a rental portfolio, we provide flexible, business-purpose financing designed around the property and your investment strategy. We specialize in financing for residential investment properties, including: * Fix & Flip: Up to 90% LTC and up to 75% LTARV * Ground-Up Construction: Up to 90% LTC and up to 75% LTARV * Bridge Financing: Up to 85% LTV * Rental & DSCR: Up to 75% LTV * Cash-Out Refinance: Up to 75% LTV * Purchase, Refinance & Cash-Out Strategies Financing Built Around Your Investment Real estate investors aren’t looking for a one-size-fits-all mortgage. They need financing that fits the property, the numbers, and the plan. That’s where Conquered Capital comes in. We take an investment-focused approach to help identify financing solutions that align with your acquisition, renovation, construction, rental, or portfolio strategy. Whether you’re purchasing your first investment property or scaling an established portfolio, we help you navigate the financing process with clarity, responsiveness, and financing built around your goals. Your next investment starts with the right capital.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Massachusetts lenders on BiggerPockets offer?

205 lenders serve Massachusetts as of November 13, 2026. 199 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 83 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Massachusetts?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Massachusetts. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Massachusetts’s business registry or ask the lender what licensing applies to them.

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