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Investment property lenders in Massachusetts

Browse 204 lenders who fund investment property in Massachusetts as of November 13, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 204 lenders funding investment property in Massachusetts

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  • Merchants Mortgage & Trust Corporation LLC

    NMLS #148519

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    With over 60 years of experience, Merchants Mortgage & Trust Corporation (MMTC) has been the private lender of choice for real estate investors across the United States. In 2022, MMTC completed a significant merger with a major global private equity firm. One of the fastest growing private lenders in the country, MMTC is headquartered in Denver, Colorado with offices in California, Arizona, Texas, and Oregon and currently lends in 42 States. We do not consider ourselves a typical private money lender and pride ourselves on what we call “The MMTC Experience.” For us, lending is about relationships and helping our clients throughout the entire loan process. From approvals to closings, our team works around the clock to ensure that our clients are given exceptional client service and the most competitive rates available. We take great pride in our ability to fund even the most complex transactions and specialize in non-owner-occupied fix & flip, ground-up construction, multifamily, bridge, and DSCR financing.

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  • Mike Stone Team - Three Point Mortgage

    NMLS #1120929

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +5 more

    Mike Stone has been helping individuals and families grow their wealth through real estate since 2012. He has built a niche in the house-hacking and real estate investment space, and he’s helped notable investors such as Scott Trench (@scott_trench, Author of Set for Life & CEO of BiggerPockets), Craig Curelop (@thefiguy, Author of The House Hacking Strategy), Rachel Richards (@moneyhoneyrachel, 2X Bestselling Author & Real Estate Investing Coach), and countless other members of the BiggerPockets community with their mortgage financing. Mike believes in a comprehensive mortgage process with education and transparency on financing options at the start of the process and ongoing monitoring and planning for optimal efficiency and wealth creation after closing.

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  • Modern Financial, LLC

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM

    At Modern Financial, we redefine the landscape of finance with innovative solutions tailored to your unique needs. As a fully capitalized mezzanine finance lender and mortgage broker, we specialize in providing flexible, strategic funding solutions that empower businesses to grow and thrive. Our expertise lies in bridging the gap between traditional financing and entrepreneurial ambition. We offer a comprehensive suite of mezzanine finance options, designed to support mid-sized companies through their pivotal stages of growth. Whether you’re looking to expand operations, acquire new assets, or optimize your capital structure, Modern Financial delivers bespoke solutions that align with your strategic goals. In addition, our seasoned mortgage brokerage team is dedicated to navigating the complexities of real estate financing, ensuring you secure the best possible terms for your property investments. With a deep understanding of market dynamics and a commitment to exceptional service, we guide you every step of the way. At Modern Financial, we blend capital with creativity, expertise with innovation, to offer financing solutions that propel your business forward. Discover how we can partner with you to achieve your financial aspirations. Modern Financial – We finance the future

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  • MortgageRight

    NMLS #2027350

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    Investor helping investors! I specialize in value-add and turn-key projects; with personal experience of 70+ flip/BRRRR projects completed since 2021. I have a passion for networking with and helping other investors buy property in Ohio. I offer a unique value proposition by combining lending experience with an active investing business. In addition to traditional options, I am experienced in many complex strategies including private lending, land contracts and subject to's. Whether you are a first-time investor looking to buy your first turnkey investment, or an experienced investor with a more complicated strategy, I would love to connect! I have an abundance mindset and regularly refer out vetted contractors and off market purchase opportunities I come across between Columbus and Cincinnati.

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  • Motto Mortgage Ready

    NMLS #2427582

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    Clear solutions for all of your lending needs. No matter what situation you are facing, we can help create a road map to successfully finance your project. From conventional to private financing, we have the experience and know how to close your loan.

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  • Nicolas Toscano

    NMLS #181106

    • Conventional & Gov.
    • Conventional Loan
    • Conventional Rental Loan
    • FHA
    • +3 more

    With over a decade of lending experience and thousands of successful loan closings, I’m here to simplify your home financing journey. As a top loan officer, I’ll advocate for you every step of the way, ensuring you receive exceptional service and the best loan options available. Top 1% - 2024 President's Club - 2024 Fastest Purchase Closer - 2023, 2024

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  • Oracle Funding Corp

    NMLS #63368

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +12 more

    Oracle Funding Corp specializes in providing fast, reliable financing solutions tailored specifically to the needs of real estate investors. With a comprehensive suite of lending products—including fix-and-flip loans, bridge financing, rental property loans, and construction financing—we empower investors to capitalize quickly on opportunities and scale their portfolios effectively. Our seasoned team of lending experts brings decades of real estate and finance experience, ensuring a streamlined process, personalized service, and competitive terms. At Oracle Funding Corp, our flexibility, speed, and deep market knowledge set us apart, making us a trusted financial partner for investors who demand efficiency and results.

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  • Planet

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    I help real estate investors find smart financing solutions to purchase, refinance, renovate, and leverage equity in their properties. With more than 23 years of mortgage experience, I specialize in finding creative solutions for scenarios that don’t always fit neatly into a traditional lending box. Whether you’re purchasing your first investment property or growing an established portfolio, I can help with conventional investment financing, DSCR loans, cash-out refinances, HELOCs, renovation financing, bridge loans, and other alternative lending options. My approach is straightforward and strategy-focused. I take the time to understand the entire transaction, compare available options, and help investors determine which financing structure best supports their short- and long-term goals. If there’s a deal you’re considering—even if you’re not sure it can be financed—I’m always happy to take a look and help you explore the possibilities.

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  • Pooja Bhardwaj - Madison Mortgage Services, Inc

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +9 more

    I help real estate investors find the right financing to grow their portfolios. With access to 90+ lenders, I specialize in DSCR loans, investment purchases and refinances, cash-out refinances, bank statement programs, and creative financing solutions. Whether it’s your first rental or your next addition to a growing portfolio, I focus on competitive options, fast closings, and making even complex deals feel simple.

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  • PropFunder

    No NMLS on file

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    PropFunder provides real estate investors with funding for flips, rentals, small multifamily properties, and ground up builds with private capital. We care most about straight talk on numbers and timelines, and staying close to the file from first look to closing so you can move fast and close with confidence.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Massachusetts lenders on BiggerPockets offer?

204 lenders serve Massachusetts as of November 13, 2026. 198 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 83 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Massachusetts?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Massachusetts. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Massachusetts’s business registry or ask the lender what licensing applies to them.

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