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Investment property lenders in Massachusetts

Browse 205 lenders who fund investment property in Massachusetts as of November 13, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 205 lenders funding investment property in Massachusetts

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  • Homes With Jessica Khani Powered by Edge Home Finance LLC

    NMLS #1868120

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Empowering investors to build wealth through strategic real estate opportunities! With my personal investing experience and the collective insights from successful investor clients, we help you maximize returns and grow your portfolio in the most cost-efficient and stress-free way possible. Whether you’re seeking a house hack, short- or long-term rentals, or refinancing debt, I provide tailored guidance to achieve your goals. Let’s turn real estate into your most powerful investment tool!

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  • HouseMax Funding

    NMLS #2262692

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • Fix & Flip
    • +1 more

    Rated 4.8 out of 5 stars with over 280+ Reviews! HouseMax Funding is a nationwide hard money lender and broker partner founded for flippers, by flippers. HouseMax offers short term bridge loans for rehab and ground up, as well as long term DSCR loans. HouseMax provides superior service, savings and speed to real estate investors. **CALLING ALL BROKERS** We are launching a nationwide broker program. Feel free to reach out for more details

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  • Ingram Capital Lending

    NMLS #1972074

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    We’re a small, family-run lending team—just my wife and I—focused on helping investors and homeowners navigate real estate financing with clarity and confidence. Our Personal Reviews: https://www.experience.com/reviews/shaun-ingram-1760633288 We’ve been in the real estate industry for over a decade, and before becoming a full-time lender I spent years working as a Realtor. That background gives us a unique perspective on both sides of the transaction. We understand how deals come together from the agent’s side, the investor’s side, and the lending side, which allows us to help our clients structure deals in ways that actually work in the real world. Because we’re a small operation, our clients aren’t passed around between departments. When you work with us, you work directly with the people responsible for getting your loan across the finish line. We take pride in being accessible, responsive, and strategic partners throughout the process. Whether you're purchasing your first investment property, scaling a portfolio, or exploring creative financing options, our goal is simple: help you navigate the lending side smoothly and put you in the strongest possible position for the deal.

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  • James Paxton Mortgage

    NMLS #2454586

    5.0 (2) · BiggerPockets reviews

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +1 more

    Real estate investor loan officer connecting borrowers with DSCR, fix & flip, and bridge loan programs through a nationwide lending network.

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  • Joshua Sprague NMLS 2278722

    NMLS #2278722

    • Conventional & Gov.
    • Hard/Private/Non-QM

    I'm an investor and a lender, in that order. I own rentals, flip houses, and look at every deal the same way you probably do: Does it make sense? Does it cash flow? What's the best way to structure it? Because I'm actively investing myself, I understand the challenges that come with finding deals, raising capital, managing cash flow, and choosing the right financing strategy. My goal isn't just to get you to the closing table—it's to help you build wealth and be someone you can bounce ideas off long before you're ready to buy. I primarily help investors with DSCR loans, fix-and-flip financing, bridge loans, commercial and multifamily financing, construction loans, and portfolio growth strategies, but I also work with first-time buyers, owner-occupants, and experienced investors using conventional, FHA, VA, USDA, jumbo, and other financing options. Whether you're buying your first rental or your fiftieth, I'm always happy to talk shop, run through a deal, or help you find the financing that makes the most sense for your goals. Cheers to a brighter future and BiggerPockets!

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  • Lakewood Business Capital Inc

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +8 more

    Lakewood Business Capital Inc. is a nationwide private, direct lender, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors . We also partnered with leading lenders and investors to come up with an all around solution to small business challenge of financing. We have a cutting-edge technology to evaluate your business based on its actual performance, not personal credit. We created a quick and easy process to borrow money. We will jump through hoops to give your business the funds it needs to grow today.

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  • Lendevity, Inc.

    NMLS #1740672

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    Lendevity is a wholesale mortgage broker partnered with over 60 highly rated lenders in the nation. We offer more options compared to the cookie-cutter solutions provided by traditional banks. Our access to a wide range of lenders and loan products allows us to tailor solutions to fit the unique needs of each client. This flexibility ensures that we can find the most cost-effective and suitable mortgage options, even in complex situations. Plus, we can shop for lower rates on the wholesale lending side, ensuring the best possible deal for our clients. Furthermore, our team is comprised of industry experts with over 30 years of experience. We help you orchestrate the transaction from start to finish. You have us in your corner to handle underwriting, realtors, title, escrow, and closing, so you can continue with your day-to-day life while buying or refinancing your home. Loan Products: - HELOC / HELOAN - DSCR - Ground Up Construction - Multi Family (5+ Units) - Purchase Home Loans - Refinance - Reverse Mortgage - FHA & VA - Bank Statement Loans - Portfolio Blanket Loans (2 or more homes under 1 umbrella mortgage) - Asset Depletion - Private Money - Fix & Flip We’d love to give you more details and provide a no-obligation quote, all without affecting your credit score. Interested in finding out how much you could qualify for? Let’s get you started!

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  • Lenten Mortgage Advisors @ Edge Home Finance

    NMLS #2542333

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    Real Estate wealth is built with actual numbers, not just “trust me”. We help investors understand what the numbers mean, determine what works and build a personalized financing strategy around their long term goals. Every investor, property and portfolio is different instead of starting with a loan product. We start by understanding the deal cash flow, available Capital, monthly payment, reserves, timeline and future plans. From there, we structure financing that works for the investment today without losing sight of what you want to build next. As a mortgage broker, we can compare multiple lenders, programs and loan structures to find the right fit. My financing options include DSCR, conventional investment property loans, renovation loans, bridge, and fix and flip financing, bank statement programs, cash out refinances and other alternative income solutions. We believe you should understand the full picture before making a decision, including the rate, cash required, prepayment penalties, and potential trade-offs. If the numbers work, we’ll show you why if they don’t I’ll tell you that too. Whether you’re purchasing your first rental or expanding an established portfolio the goal is the same understand the deal, structured the financing and build a lasting wealth with a plan that is personalized to you.

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  • LoanIQ Team|Powered by Loan Factory

    NMLS #320841

    5.0 (2) · BiggerPockets reviews

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    Sharon Vasvani | LoanIQ Team | Powered by Loan Factory Serving real estate investors with the lending expertise to help you move quickly when opportunity strikes. 📩 Reach out anytime — "I'm happy to talk strategy, even before you're ready to close". Whether you are acquiring your first rental property, expanding your portfolio, or looking for creative ways to leverage your existing assets, we provide the guidance, speed, and financing expertise you need to move forward with confidence. Being investors ourselves we understand that timing and the right financing strategy can make the difference between securing a great deal and missing out. Our lending solutions, offer both QM and Non-QM loan programs for purchases, refinances, and cash-out loans, including: ✅ DSCR Loans ✅ Bridge & Alternative Financing Options ✅ Bank Statement Loans ✅ HELOCs (Home Equity Lines of Credit) ✅ Asset-Based Lending ✅ Home Equity 2nd Mortgages ✅ Fix-and-Flip & Private Money Loans ✅ Delayed Financing Solutions When you work with us you get to experience the power of Loan Factory, one of the nation’s highest-volume mortgage brokerages. Check out the 5,000+ 5-Star GOOGLE reviews to hear more about our competitive rates, streamlined service, and fully digital client friendly platform. Sharon Vasvani | NMLS # 1849781 | 2022 Top Originator - Scotsman Guide Call or text: 858-774-5204 | [email protected] |NMLS # 1849781

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  • MMC Lending

    NMLS #2812818

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +1 more

    Not Your Traditional Mortgage No tax returns. No W-2s. No traditional employment required. Real estate investors, self-employed borrowers, and high-net-worth individuals: this is your lender. No-Income Verification Home... Loan Rental Income Loan (1–8 Units) ...Deposit-Based Loan...Asset-Based Loans...Super Jumbo & Elite Mortgage Loans

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Massachusetts lenders on BiggerPockets offer?

205 lenders serve Massachusetts as of November 13, 2026. 199 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 83 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Massachusetts?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Massachusetts. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Massachusetts’s business registry or ask the lender what licensing applies to them.

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