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Portfolio lenders in Massachusetts

Browse 66 lenders offering portfolio loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.

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All 66 lenders offering portfolio loans in Massachusetts

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  • Chad Baker Team

    NMLS #329451

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +5 more

    If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing & Flexible Guidelines CCM is directly involved in the securitization of Non-QM loans through an exclusive partnerships. Unlike traditional mortgage banks and brokers that must sell their Non-QM loans to secondary market investors, CCM participates in securitizations in-house. This gives us greater flexibility in underwriting, allowing us to approve loans that other lenders simply can't. ✅ More Approvals, More Loan Options Over 30% of Non-QM loans at CCM are approved outside standard guidelines—thanks to our unique ability to grant guideline exceptions. This includes: ✔️ Lower credit scores than standard guidelines allow ✔️ Higher loan-to-value ratios and increased cash-out options ✔️ Reduced reserve and down payment requirements ✔️ No-ratio DSCR loans for real estate investors ✔️ Perform multiple transactions at the same time

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  • Deb Herdman, The Federal Savings Bank

    NMLS #564371

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +12 more

    I've been in mortgage lending since 1992, and I'm also an active short-term rental investor myself, so I understand investing from both sides of the table. I offer conventional, non-QM, DSCR, 1-4 family, and 5+ unit financing for short and long term rental properties, lending in all 50 states. Because I invest myself, I understand cash flow, seasonality, and underwriting nuances.

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  • ErickLends

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • DSCR (long-term rental)
    • +7 more

    Our loan products are built for how investors actually operate: long-term rentals, short-term rentals, BRRRR refinances, multi-family, and LLC-vested properties. Whether you’re closing on your first rental or your 100th, we move fast, structure flexibly, and treat every deal like the investment it is.

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  • Frank Lending Team with One Brokerage

    NMLS #2142653

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +11 more

    Real Estate Investor, Military Veteran, and Mortgage Loan Originator. Whether you are buying your first house hack or building a 500-unit apartment complex, I am a valuable asset to your portfolio and have access to products and knowledge that can take your business to the next level. I am tired of seeing slimy loan officers take advantage of veterans and consumers in the mortgage industry, and I want to educate and help as many people as I can with real value. Let's chat! My track record of execution, product diversity, and experience enables us to offer greater flexibility and underwriting efficiency compared to a typical bank or lender. In addition to traditional lending, I have access to preferred pricing and underwriting from private lenders, debt funds, community banks, credit unions, regional banks, REITs, life insurance companies, internal correspondent lines of credit, and other agency/non-agency debt sources.

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  • Golden Pines Capital

    No NMLS on file

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    "We’re a fast-scaling, investor-focused mortgage company specializing in bridge loans, multifamily, fix-and-flip projects, strip malls, and large-balance DSCR loans. Our unique edge lies in speed, creativity, and flexible structuring—empowering real estate investors to scale quickly with non-traditional financing solutions."

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  • Griffin Funding

    NMLS #1120111

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +9 more

    Griffin Funding, Inc. is a national mortgage company that works with Veterans, Self-Employed, and Real Estate Investors. We specialize in VA Home Loans for active duty military and veterans, Bank Statement Loans for the self-employed, and DSCR loans for real estate investors. We are in the business of helping our clients achieve and maintain the American dream of homeownership. Griffin Funding is a fully-digital direct lender with the ability to also broker loans. Our team leverages cutting-edge technology to originate loans that meet your particular needs. Although we specialize in VA Loans, Bank Statement Loans, and DSCR Loans, we offer a wide array of loan and advising services. Contact Griffin Funding today to access top-tier customer service and highly competitive interest rates.

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  • Homes With Jessica Khani Powered by Edge Home Finance LLC

    NMLS #1868120

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Empowering investors to build wealth through strategic real estate opportunities! With my personal investing experience and the collective insights from successful investor clients, we help you maximize returns and grow your portfolio in the most cost-efficient and stress-free way possible. Whether you’re seeking a house hack, short- or long-term rentals, or refinancing debt, I provide tailored guidance to achieve your goals. Let’s turn real estate into your most powerful investment tool!

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  • Lendevity, Inc.

    NMLS #1740672

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    Lendevity is a wholesale mortgage broker partnered with over 60 highly rated lenders in the nation. We offer more options compared to the cookie-cutter solutions provided by traditional banks. Our access to a wide range of lenders and loan products allows us to tailor solutions to fit the unique needs of each client. This flexibility ensures that we can find the most cost-effective and suitable mortgage options, even in complex situations. Plus, we can shop for lower rates on the wholesale lending side, ensuring the best possible deal for our clients. Furthermore, our team is comprised of industry experts with over 30 years of experience. We help you orchestrate the transaction from start to finish. You have us in your corner to handle underwriting, realtors, title, escrow, and closing, so you can continue with your day-to-day life while buying or refinancing your home. Loan Products: - HELOC / HELOAN - DSCR - Ground Up Construction - Multi Family (5+ Units) - Purchase Home Loans - Refinance - Reverse Mortgage - FHA & VA - Bank Statement Loans - Portfolio Blanket Loans (2 or more homes under 1 umbrella mortgage) - Asset Depletion - Private Money - Fix & Flip We’d love to give you more details and provide a no-obligation quote, all without affecting your credit score. Interested in finding out how much you could qualify for? Let’s get you started!

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  • MMC Lending

    NMLS #2812818

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +1 more

    Not Your Traditional Mortgage No tax returns. No W-2s. No traditional employment required. Real estate investors, self-employed borrowers, and high-net-worth individuals: this is your lender. No-Income Verification Home... Loan Rental Income Loan (1–8 Units) ...Deposit-Based Loan...Asset-Based Loans...Super Jumbo & Elite Mortgage Loans

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  • Motto Mortgage Ready

    NMLS #2427582

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    Clear solutions for all of your lending needs. No matter what situation you are facing, we can help create a road map to successfully finance your project. From conventional to private financing, we have the experience and know how to close your loan.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What is a portfolio loan?

A portfolio loan is one the lender keeps on its own books instead of selling it to Fannie Mae or Freddie Mac, so the lender sets its own rules. That makes portfolio lenders, often local banks and credit unions, a fit for investors past the 10 financed property cap on conventional loans or with properties that fall outside standard guidelines.

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~$5,000+ potential annual value

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