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Portfolio lenders in Massachusetts

Browse 66 lenders offering portfolio loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.

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All 66 lenders offering portfolio loans in Massachusetts

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  • Blakemore Mortgages

    NMLS #2273319

    6 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    We are a Direct Lender and Broker, based out of Miami, Florida. 5-star rating on Google! Specialize in DSCR buy and hold and Fix and Flip. We help you strategize with new and seasoned investors for their real estate success. Here's what sets us apart: Tailored Solutions: We go beyond cookie-cutter options. Our vast network of 40+ lenders allows us to craft personalized mortgage solutions that seamlessly align with your unique needs, wants, and financial goals. Expertise & Experience: Our team draws upon years of experience in the residential and commercial financing industry, navigating regulations and market nuances to secure the most competitive rates available. Client-Centric Approach: We prioritize clear communication and build genuine relationships with every client. You'll receive transparent guidance and dedicated support throughout your entire homeownership journey. Teamwork is Key: Our collaborative environment fosters seamless communication and efficient loan processing. From pre-approval to closing, you'll experience a stress-free and streamlined experience.

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  • Simple Home Loans Inc.

    NMLS #1913205

    6 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Simple Home Loans brings over 60 years of personalized combined mortgage expertise to South Florida’s dynamic real estate market. In the past four years alone, Simple Home Loans has successfully closed over $750 million in loans locally in South, FL. Demonstrating a proven track record of delivering results. With a focus on personalized lending solutions, SHL guides clients through every step of the financing process—whether they are first-time homebuyers, seasoned investors, or homeowners looking to refinance. His deep industry knowledge allows him to secure competitive rates and tailor financing options to meet each client’s unique financial situation. At Simple Home Loans, our mission is to simplify the mortgage experience. As a trusted advisor, we ensure clients make well-informed decisions aligned with their short- and long-term goals. With expertise in both residential and commercial lending, we offers seamless access to the best loan products on the market. Simple Home Loans is committed to building lasting relationships by providing expert advice, top-tier service, and clear communication throughout the entire process..

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  • Raymond Santo Mortgage

    NMLS #367025

    5 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Based in Cleveland - Lending Nationwide - Always happy to help analyze Deals Helping real estate investors scale portfolio - DSCR rental loans - Conventional investment property financing - Private money for investment deals - BRRR strategy financing

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  • Aspire Mortgage

    NMLS #2783873

    1 forum post

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    Here's the problem with most investor lending: you're explaining your own strategy to a banker who's never done a BRRRR, never carried a flip, never sweated a draw schedule. They jam your deal into one rigid box — and if it doesn't fit, you're done. That's not us. Aspire Mortgage (NMLS #2783873) is built by investors, for investors. Through Beard Bros Build Co. we've completed 100+ flips in the Omaha market since 2019. We flip, we hold rentals, we build. We underwrite your deal the way we underwrite our own — because we're doing the same deals you are. And because we're a broker, not a single lender, we shop your deal across multiple capital sources to fit your strategy and your numbers. DSCR, fix & flip, bridge, BRRRR. Lending in ~35 states. Backed by a 25-year mortgage veteran and a seasoned team. You bring the deal. We find the money built for it. Aspire Mortgage | NMLS #2783873 | Equal Housing Opportunity

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  • Newtree Capital Resources LLC

    No NMLS on file

    1 forum post

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +6 more

    WE FUND OPPORTUNITIES. You bring experience and closing capital, -- we bring funds across fix & flip, rental (DSCR), bridge, and ground-up construction, matched to your specific project and situation. We help tune your investment strategy, analyze deals, and secure the best available terms. NewTree Capital Resources provides secured business purpose financing. We do not offer consumer loans or personal loans for household, family, or personal use. All funding is subject to underwriting, verification, and approval. Terms and conditions vary by project.

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  • brrrr.com

    No NMLS on file

    1 forum post

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +3 more

    A leading nationwide, private money lender and Third-Party Originator of business purpose loans (BPLs) with >$350M of cumulative originations and best-in-class product knowledge and service, driving borrower satisfaction, loyalty, and referrals. When we started this company, we knew that we wanted to focus on education, building relationships, and helping investors toward financial freedom. So that is exactly what we did. When our founders joined forces, each brought unique and valuable skills and experience that would lay the foundation for our company. Before BRRRR Loans, there wasn’t a private, long-term financing option designed for securitization…there was only hard money or “fix & flip” loans. As a result, the only way a borrower could exit a hard money loan was to sell the property and pay off the loan or refinance with a bank. We knew that there had to be another way, and that is how the idea of BRRRR Loans was born. We have the knowledge and resources to help fund your next real estate investment, and we will do it, standing by your side and helping you achieve your goals.

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  • Achilles Mortgage and Funding LLC

    NMLS #1456240

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    If you're looking for fast, reliable financing with competitive, aggressive terms, exceptional customer service, and consistent communication, we're the partner you need to get your transaction funded. With over 10 years of industry experience, we bring the knowledge, expertise, and drive to navigate the process efficiently. Our goal is to provide a smooth, transparent, and straightforward path from initial conversation to closing, ensuring you have the support and guidance needed to get your deal across the finish line.

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  • AnnieMac Home Mortgage - Ray Desfosse

    NMLS #338923

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    At AnnieMac Home Mortgage, we believe there’s no such thing as a dead deal—only missed solutions. Our “No Deal Left Behind” approach helps investors secure financing others overlook. As a nationwide lender specializing in NonQM, Conventional, and Government programs, we’re built to solve complex scenarios. From our signature Cash2Keys Program to creative lending strategies, we take pride in finding a solution for every borrower.

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  • Beeline Loans, Inc

    NMLS #1799947

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • DSCR (long-term rental)
    • +4 more

    As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing.

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  • Blackdot Mortgage

    NMLS #2383240

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +12 more

    Broker. Investor. Portfolio Builder. I’m not just a mortgage broker, I’m a real estate investor who has personally used DSCR financing to build my own portfolio. As the owner of Blackdot Mortgage, I understand investment financing from both sides of the transaction. I’ve personally navigated the process of analyzing properties, evaluating rental income, structuring DSCR financing, and using real estate to build long-term wealth. My focus is helping investors use DSCR and other investment-property financing to acquire and grow their portfolios. And because I own a full-service mortgage brokerage, you’re not limited to one loan program. If DSCR isn’t the right fit for your investment, I can help you explore other financing strategies. Whether you’re purchasing your first rental property or looking to scale an established portfolio, my goal is simple: help you understand the numbers, find the right financing strategy, and make your next investment easier than your last. I invest. I understand DSCR. I understand the mortgage business. And I’m here to help you build your portfolio. DSCR financing available in most states across the U.S.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What is a portfolio loan?

A portfolio loan is one the lender keeps on its own books instead of selling it to Fannie Mae or Freddie Mac, so the lender sets its own rules. That makes portfolio lenders, often local banks and credit unions, a fit for investors past the 10 financed property cap on conventional loans or with properties that fall outside standard guidelines.

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