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Investment property lenders in Oklahoma

Browse 209 lenders who fund investment property in Oklahoma as of November 13, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 209 lenders funding investment property in Oklahoma

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  • Statewide Mortgage LLC.

    NMLS #1304

    5.0 (1) · BiggerPockets reviews25 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +7 more

    As an investor myself, with over 20 yrs of lending experience, I will work diligently to make sure you will have the best loan for your investment needs. Our passion combined with years of experience will make your typically stressful loan process quick, transparent, and even exciting. Our goal is to build a personal relationship with you to serve you in the best way possible.

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  • Commonwealth Fundings

    No NMLS on file

    22 forum posts

    • Hard/Private/Non-QM
    • Fix & Flip
    • Refinance (investment)
    • Rehab for Buy & Hold

    Commonwealth Fundings is interested in helping you fund your non-owner occupied Fix & Flips, Buy & Holds, and Cash Refinances to scale your business. We have plenty of money for doing repeat fundings for properly structured opportunities. We provide Proof of Funds letters to strengthen you offer, Collateral DNA reports to help you be sure know the history of what you are looking at, Specialized, Targeted Lead Lists across the country, and a Referral Program of at least $500.00 for any funding referral at closing. We are dedicated to honest dealings and timely service to make you want to come back with your next project.

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  • IMS Funding

    No NMLS on file

    22 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    Welcome to IMS Funding, we are a direct lender and broker based out of Austin Tx. We specialize in DSCR loans for traditional and vacation rentals. With years of experience, we will find you the best options for your strategy. As experts in non-QM lending, we specialize in connecting you with tailored financial solutions that align seamlessly with your investment goals. Whether you’re a seasoned investor expanding your portfolio or a first-time investor taking the plunge into real estate, our team is here to guide you through the intricacies of investment mortgages. Loan Options: DSCR: Long-term, short-term rentals and Padsplit(rent by the room). 1-4 unit properties. Up to 80% LTV on a purchase or rate and term refinance. Up to 75% on a cash-out refinance. Minimum credit: 660+ **can go lower with limitations. Minimum DSCR: 1.0 Minimum property value: $150K Fix & Flip: 1-4 unit properties. Up to 90% LTC with 100% Rehab for experienced investors. Up to 80% LTC with 100 Rehab with no experience. Minimum credit: 600 Minimum Loan amount: $100K Multifamily: Up to 10 units. Up to 75% LTV Minimum Credit: 660+ Minimum property value: $400K with $50K minimum per door Multifamily value-add bridge: Up to 85% LTC Minimum Credit: 680 Minimum Property value $500K

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  • LendSimpli

    NMLS #1990118

    22 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Fix & Flip
    • +3 more

    LendSimpli is a nationwide, direct private lender headquartered in Tampa, FL. With a laser focus on DSCR Loans, LendSimpli's experienced team prides itself on its competitive programs, clear and transparent communication whilst working with new and experienced investors - helping them to achieve financial freedom. LendSimpli's DSCR program is defined by several factors - minimum asset value of $100,000, minimum loan amount of $75,000. Property cannot be rural and must have sales and rental comparables in proximity. Minimum credit score is 660. Max LTV for a purchase and rate/term refinance is 80%, whilst a cash out refinance is 75% LTV. Minimum DSCR is 0.75x in most cases. Specializes in 1-4 units however, can finance up to 10 units.

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  • DSCR Direct

    No NMLS on file

    21 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Offering business purpose investment property loans in all 50 states. Competitive and transparent pricing. See live rates at https://dscrdirect.net/

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  • Starlit Realty Capital

    No NMLS on file

    21 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • Fix & Flip
    • Ground Up & Land Dev. Loan
    • +2 more

    Starlit Realty Capital serves investors and developers nationwide by sourcing appropriate financing solutions for ground up construction, fix & flip/hold, rental, and bridge products. Loan amounts of 100K-50M. Our expertise and dedication ensure that your investment journey is guided by professionals who prioritize your success. With a focus on delivering tailored financial solutions, we strive to elevate the potential of every project and partnership.

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  • Residential Capital Partners, LLC

    No NMLS on file

    19 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)

    Residential Capital Partners has been a leading private lender in the single-family rehab and rental (SFR) industry for over 13 years. ResCap operates on a national scope while maintaining a local presence in key markets throughout the United States. We recognize the complexities of real estate investment and are committed to offering specialized financial solutions to meet those needs. Why Partner with Us? - No Money Down, 100% Financing up to 70% of ARV - Competitive and transparent loan rates - Customized terms to suit individual project needs - Expert advisory support at every step

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  • LFG Lending

    No NMLS on file

    18 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    LFG Lending is a mortgage brokerage that focuses solely in investment real estate lending providing Hard Money, Bridge, New Construction, DSCR, and Airbnb financing options to investor throughout the United States.

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  • Sam Jurgenson-CMG Home Loans

    NMLS #1820

    18 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Local to Oregon and Soutwhest Washington, we do everything from your A+ Lending to no doc/hard money and everything inbetween.

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  • BluPrint Home Loans

    NMLS #2893

    17 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    **Schedule Strategy Call - www.bpinvestorteam.com or 888-343-1043 BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years. BiggerPockets RE Podcast Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409 **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending experts. Lending nationwide (except NY). Very fast closing 10-21 day closings so you can compete with all cash offers. Primary residence loan options: - 3% down Fannie Mae 1 unit - 5% down Fannie Mae 2-4 units - Up to 105% financing with down payment assistance up to 2 units - Conventional, FHA, VA & USDA loan options available Second home loan options: - Conventional and non-conventional - 10% down, 660 minimum FICO Investment property loan options: - Conventional and non-conventional - 15% down, 680 minimum FICO DSCR: - Purchases up to 85% LTV using LTR analysis, 720 minimum FICO - Purchases up to 80% LTV using STR, MTR or LTR analysis, 620 minimum FICO - Rate & Term refinance - up to 80% LTV using the STR, MTR or LTR analysis – 620 minimum FICO - Cash out refinance up to 75% LTV using the STR, MTR or LTR analysis – 620 minimum FICO Business bank statement loan: - 12-24 months business or personal bank statements instead of your tax returns for qualification Asset qualifier loan: - Little to no documentable income allowed - Assets can be used in combination with other income sources for qualification - Minimum 200,000+ in assets on top of your down payment and 6 months reserves

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Investment property loan types in Oklahoma

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Hard money

    Short-term, asset-backed, funded in days rather than weeks. Used for flips and deals that cannot wait for conventional underwriting.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

  • Portfolio loans

    One lender holds the loan rather than selling it on, so terms can bend to an investor's situation.

How to find a lender in Oklahoma

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Oklahoma

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Oklahoma meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Oklahoma lenders on BiggerPockets offer?

209 lenders serve Oklahoma as of November 13, 2026. 203 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 90 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Oklahoma?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Oklahoma. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Oklahoma’s business registry or ask the lender what licensing applies to them.

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