Investment property lenders in California

LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com Featured On The Market Podcast: Episode 72 https://www.biggerpockets.com/blog/on-the-market-72

Residential Capital Partners has been a leading private lender in the single-family rehab and rental (SFR) industry for over 13 years. ResCap operates on a national scope while maintaining a local presence in key markets throughout the United States. We recognize the complexities of real estate investment and are committed to offering specialized financial solutions to meet those needs. Why Partner with Us? - No Money Down, 100% Financing up to 70% of ARV - Competitive and transparent loan rates - Customized terms to suit individual project needs - Expert advisory support at every step

Rate Hero | Let the home qualify itself. Built for investors who don’t fit inside a bank’s box. At Rate Hero, we help real estate investors, entrepreneurs, and self-employed borrowers secure financing based on the deal, not just a traditional income checklist. Whether you’re buying your first rental, refinancing out of hard money, pulling cash out to scale, or qualifying through DSCR, bank statements, or CPA-prepared P&Ls, we structure loans around how investors actually move. Fast deals. Creative structures. Real lending strategy. ⚡ DSCR Loans for first-time and seasoned investors ⚡ No-Ratio and Investor Cash Flow Loans ⚡ Bank Statement Loans ⚡ CPA P&L Loans ⚡ FHA, Conventional, and VA Loans and Refinances ⚡ Cash-Out Refinances for Investment and Primary Properties ⚡ Interest-Only and Asset-Based Loan Options ⚡ Second Mortgages and HELOC Options ⚡ Creative Financing for LLCs, Trusts, Corporations, and Complex Ownership Structures Our goal is simple: make financing faster, clearer, and more strategic for investors who are buying, refinancing, scaling, or restructuring. Financing built around the way investors actually move.

Local to Oregon and Soutwhest Washington, we do everything from your A+ Lending to no doc/hard money and everything inbetween.

**Schedule Strategy Call - www.bpinvestorteam.com or 888-343-1043 BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years. BiggerPockets RE Podcast Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409 **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending experts. Lending nationwide (except NY). Very fast closing 10-21 day closings so you can compete with all cash offers. Primary residence loan options: - 3% down Fannie Mae 1 unit - 5% down Fannie Mae 2-4 units - Up to 105% financing with down payment assistance up to 2 units - Conventional, FHA, VA & USDA loan options available Second home loan options: - Conventional and non-conventional - 10% down, 660 minimum FICO Investment property loan options: - Conventional and non-conventional - 15% down, 680 minimum FICO DSCR: - Purchases up to 85% LTV using LTR analysis, 720 minimum FICO - Purchases up to 80% LTV using STR, MTR or LTR analysis, 620 minimum FICO - Rate & Term refinance - up to 80% LTV using the STR, MTR or LTR analysis – 620 minimum FICO - Cash out refinance up to 75% LTV using the STR, MTR or LTR analysis – 620 minimum FICO Business bank statement loan: - 12-24 months business or personal bank statements instead of your tax returns for qualification Asset qualifier loan: - Little to no documentable income allowed - Assets can be used in combination with other income sources for qualification - Minimum 200,000+ in assets on top of your down payment and 6 months reserves

We can lend nationally and close in as quick as 7 days with 90% of the purchase price and up to 100% of the rehab amount! We specially in fix-and-flip loans, new construction loans for ground up development, and DSCR loans for refinances and purchases. If you want the most competitive pricing available, fast closings, and a lender who knows your business model, we can provide that!

Secure your investment property loan in under 14 days with no income verification. We have funded over a billion dollars in DSCR loans, fix and flip loans, and bridge loans for real estate investors. We have generated over 250 million dollars in rental income for our real estate investors across the nation. We have worked with over 4000 real estate investors helping them achieve financial independence through income generated from their investment properties. We offer 30 or 40 year fixed terms, a 10 year interest only program, and interest rates as low as 6.50% for qualified real estate investors.

Funded Capital is a private lender for real estate investors who flip and build. We finance fix-and-flip and ground-up construction loans on 1–4 unit properties, from $75K to $5M, in 45 states, with up to 90% of cost and 12–24 month terms. Investors get a term sheet in about 2 hours on average, most loans close in 5–10 business days, and rehab draws are typically funded within 1 business day. Since 2019 we have funded more than $500M across 1,200+ deals. Investors only (no owner-occupied home loans); we are a real estate lender, not a prop-trading firm. Bridge loans start from 8.75%. Terms are subject to underwriting, appraisal, title, and insurance.

We Fund Deals® The Hard Money Co. is a private lender for real estate investors. We do fix & flip, BRRRR, and rental loans, funded nationwide. Close in 7–10 days, not 30–45. No appraisal required, because we value in-house. No credit pull to qualify. Approvals in as little as 24-48 hours. 17+ years in the business. $400M+ funded across 1,000+ projects. 4.7★ from 248 reviews. Brokers: we pay your fee on every deal, and the client stays yours. Have a deal? Send it at thehardmoneyco.com. All loans subject to underwriting.

I specialize in short-term rental financing, non-QM loans, and creative lending solutions for real estate investors across several states. I help self-employed borrowers and portfolio investors explore financing when traditional income documentation or debt-to-income limits restrict their options. My services include DSCR rental loans, bank-statement and 1099 programs, cash-out refinancing, bridge loans, fix-and-flip financing, and ground-up construction. I evaluate each deal’s cash flow, equity, liquidity, and exit strategy to help match the financing to your investment goals. As a third-generation real estate professional, U.S. veteran, and MBA with a background in construction and mortgage operations, I bring practical experience and straightforward communication to complex deals. Alexa Kemp, MBA | NMLS #1990457 @alexafundsit | [email protected]