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Hard money lenders in Massachusetts

Browse 198 lenders offering hard money loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.

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All 198 lenders offering hard money loans in Massachusetts

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  • Atzi Advisory

    No NMLS on file

    6 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +5 more

    ATZI Advisory arranges debt for commercial real estate owners, sponsors and developers in the $1M to $20M range. We are not a lender. We are the party that knows where the money actually is, what each lender will genuinely fund this quarter, and how to move a file from application to closing without it stalling. We structure your deal, match it to the right lender from a network of 100+ capital sources, and manage it through to closing. Bridge, hard money, construction and conventional debt.

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  • Blakemore Mortgages

    NMLS #2273319

    6 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    We are a Direct Lender and Broker, based out of Miami, Florida. 5-star rating on Google! Specialize in DSCR buy and hold and Fix and Flip. We help you strategize with new and seasoned investors for their real estate success. Here's what sets us apart: Tailored Solutions: We go beyond cookie-cutter options. Our vast network of 40+ lenders allows us to craft personalized mortgage solutions that seamlessly align with your unique needs, wants, and financial goals. Expertise & Experience: Our team draws upon years of experience in the residential and commercial financing industry, navigating regulations and market nuances to secure the most competitive rates available. Client-Centric Approach: We prioritize clear communication and build genuine relationships with every client. You'll receive transparent guidance and dedicated support throughout your entire homeownership journey. Teamwork is Key: Our collaborative environment fosters seamless communication and efficient loan processing. From pre-approval to closing, you'll experience a stress-free and streamlined experience.

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  • Simple Home Loans Inc.

    NMLS #1913205

    6 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Simple Home Loans brings over 60 years of personalized combined mortgage expertise to South Florida’s dynamic real estate market. In the past four years alone, Simple Home Loans has successfully closed over $750 million in loans locally in South, FL. Demonstrating a proven track record of delivering results. With a focus on personalized lending solutions, SHL guides clients through every step of the financing process—whether they are first-time homebuyers, seasoned investors, or homeowners looking to refinance. His deep industry knowledge allows him to secure competitive rates and tailor financing options to meet each client’s unique financial situation. At Simple Home Loans, our mission is to simplify the mortgage experience. As a trusted advisor, we ensure clients make well-informed decisions aligned with their short- and long-term goals. With expertise in both residential and commercial lending, we offers seamless access to the best loan products on the market. Simple Home Loans is committed to building lasting relationships by providing expert advice, top-tier service, and clear communication throughout the entire process..

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  • Raymond Santo Mortgage

    NMLS #367025

    5 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Based in Cleveland - Lending Nationwide - Always happy to help analyze Deals Helping real estate investors scale portfolio - DSCR rental loans - Conventional investment property financing - Private money for investment deals - BRRR strategy financing

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  • Alex Reid - Investor Friendly Lending Powered By Aslan

    NMLS #1868120

    3 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +12 more

    Creative Loan Specialist | Investor-Friendly Lender Alex Reid is the go-to expert for real estate investors and creative financing solutions. With over 10 years of mortgage experience and 6 doors of his own acquired in just the last two years, Alex understands the lending game from both sides—lender and investor. As his company’s Product Specialist, Alex has trained 50+ loan officers on the ins and outs of the weird, ugly, and unique loans available through the 60+ banks and lending partners his company works with—ensuring every deal finds the right fit. He specializes in DSCR, STR financing, and investment loans, offering: ✔ DSCR Loans – 85% LTV, 600+ FICO, no ratio, first-time investors& homebuyers welcome ✔ Non-QM Loans – Bank statement, asset depletion, jumbo, P&L only, fix & flip, bridge loans ✔ Conventional & Agency Loans – FHA, VA, USDA, down payment assistance, second home 10% down, conventional investment 15% down And much more - Lending in all 50 States depending on your needs. He closes loans in an average of 17 days with no gimmicks, no hidden fees—just integrity, transparency, and real solutions for real investors. "The real deal, every time."

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  • Axios Mortgage Funding

    No NMLS on file

    3 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Fix & Flip
    • +4 more

    At Axios Mortgage Funding, we turn complex deals into simple, profitable outcomes. From ground-up construction and fix & flip loans to DSCR, bridge, and private financing, we specialize in fueling real estate investors with capital that works as fast as they do. Our edge lies in tailored loan structures, quick execution, and deep market expertise—helping investors scale portfolios, unlock equity, and maximize returns in today’s competitive landscape.”

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  • Evergrowth.us

    NMLS #2144753

    3 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Experienced Real Estate Investor, Refinance Specialist & Broker / Hard Money Lender / Real Estate Broker / Mortgage Broker. I live in Utah and happy to help in any way that I can! In my career I have personally closed over 300 transactions totaling $150MM+ in volume. I love sharing creative strategies and solutions that help others achieve everlasting wealth and success. By helping others achieve their goals, I naturally achieve mine. I'm a savvy investor and I'm always open to reviewing deals and finding WIN-WIN situations. Your search is over. Let's find a WIN-WIN together!

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  • Ridge Street Capital

    No NMLS on file

    3 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Fix & Flip

    Ridge Street Capital provides Fix & Flip and DSCR Loans to Real Estate Investors across the US. Partnered with local real estate investors in 35 States, we’re changing the way real estate investors finance their projects.

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  • The Lending Market

    NMLS #362124

    3 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Foreign National Loan
    • +1 more

    We can do 50k loan amts! Both refi and purchase! Most lenders can't do these loans, but we do! DSCR loans with very low rates. Check out my Zillow Reviews https://www.zillow.com/lender-profile/rafik%20issabeigi/ For purchase deals we can do 20% down with a 680 or above score, for cash out refi's we can go up to 75% of the appraised value. No seasoning periods! We pride ourselves in customer service and attention to detail, we're very transparent and always make ourselves available. Whether your an experienced borrower or not, we have the right type of loan for you. Give us a call or shoot us an email and we're more than confident we can help guide you in the right direction.

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  • Guild Mortgage

    No NMLS on file

    2 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Refinance (investment)

    I help real estate investors finance rental properties with flexible DSCR loan options, including as little as 15% down and programs that allow DSCR ratios below 1.00. I also finance short-term rentals, work with LLC-owned properties, and help investors who don't qualify through traditional income guidelines. Please note: Manufactured homes are not eligible for my DSCR loan programs. My approach is simple: understand the property, the numbers, and the investor's long-term plan before recommending a loan. Along with DSCR financing, I offer bank statement, 1099, and asset-based loan options for self-employed borrowers and investors with more complex financial situations. Whether you're purchasing your first rental or building an existing portfolio, my goal is to make financing clear, responsive, and easier to navigate.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

How many hard money lenders serve Massachusetts?

198 lenders serving Massachusetts offer hard money, private or non-QM loans, the category that covers hard money financing, as of November 13, 2026. Tell us about your deal and we'll match you with the ones who fit it.

What does a hard money loan cost?

Most hard money loans run 9 to 14% interest plus 1 to 3 points, with first-time borrowers usually at the higher end. Expect added fees for underwriting and rehab draws. Loans typically cover up to 70 to 75% of the after-repair value (often capped at 85 to 90% of purchase plus rehab), last about 12 months, and can close in 5 to 14 days, so plan your exit, a sale or a refinance, before you close.

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