we provide alternative financing solutions for real estate investors. From DSCR loans to Fix & Flip loans, we offer options that traditional banks won't. At our core, we believe financing should be accessible, transparent, and built around real-world needs. That's why we're committed to delivering fast approvals, simple underwriting, and personalized support to empower investors to achieve their goals with confidence. If you're looking for financing for real estate investors, Lendabl is your trusted partner.
I help real estate investors structure financing that actually gets deals closed, especially when the deal isn’t clean, standard, or cookie-cutter.
I work primarily with real estate investors on business-purpose and investment loans, including:
• Fix & Flip financing
• DSCR loans (long-term & short-term rentals)
• Hard money and bridge loans
• Non-QM investment loans
• Investment property refinances
Many of the deals I work on involve tighter ratios, LLC ownership, short timelines, or scenarios where the borrower has been told different things by different lenders.
How I work
I don’t just quote rates and send applications.
My job is to help you understand the trade-offs between leverage, cash flow, speed, and risk, and then structure the loan around your strategy, not the lender’s convenience. That means being upfront about what works, what doesn’t, and where flexibility exists before you’re under pressure.
I’ve worked alongside experienced investors and educators such as David Greene and Robert Abasolo, and I understand how financing decisions impact deal performance long after closing.
Who I’m a good fit for
You’ll get the most value working with me if you:
• Invest in fix & flip, DSCR, or short-term rentals
• Want straight answers and clear expectations
• Have received conflicting guidance or been told “no”
• Value communication, speed, and clean execution
• Prefer to think through structure before committing
Next step
If you have a deal you’re evaluating, or one already under contract, feel free to reach out.
You don’t need everything figured out. I’m happy to review the scenario, walk through options, and help you understand the smartest way to move forward.
I specialize in helping homebuyers and real estate investors secure the right financing—whether it’s a conventional purchase, refinance, VA loan, or DSCR investment property. My focus is on speed, clarity, and structuring deals that actually help you build long-term wealth.
I work closely with investors at all levels, from first-time buyers to experienced portfolio builders, providing tailored loan solutions and transparent guidance every step of the way. If you’re looking for a reliable lending partner who understands both financing and strategy, I’m here to help you close with confidence.
We are a nationwide full-service mortgage lender based in Miami with over 20+ years of experience. We specialize in all types of mortgages such as, DSCR, Conventional, FHA, Jumbo, VA, ARMS, First time buyer programs and Home Equity Lines. Neev and Emmanuel are located in Florida but lend nationwide. The Mortgage Specialist Group is a Branch within Cornerstone First Mortgage. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. We are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.
You can see our reviews here - Neev and Emmanuel are a team. https://www.experience.com/reviews/emmanuel-fajardo-320601
27 years in mortgage lending and over $1.3 billion in funded loans, from wholesale to retail, across Conventional, FHA, VA, Non-QM, DSCR, hard money, residential and commercial. As a national broker with 300+ lenders and channels, I match your deal to the lender built for it, instead of forcing it into one company's box.
Who I work with:
- Investors buying their first rental or their fifteenth
- Owner occupants using Conventional, FHA, or VA to house hack or buy a primary
- Self employed borrowers and entity buyers who need bank statement, DSCR, or asset based options
- Agents and referral partners who want one call for both standard and hard to place files
Loan programs:
- Conventional, FHA, VA, Jumbo
- DSCR and non owner occupied rental loans, including LLC vesting
- Non-QM: bank statement, P&L, asset depletion, interest only, 40 year terms
- Hard money and bridge for fix and flip, BRRRR, and quick close situations
- HELOCs and cash out refinances to fund the next purchase
- Commercial and multifamily (5+ units), mixed use
- ITIN, foreign national, and other niche programs
How I work:
- Every file gets a structuring review first. We look at the property, the ownership, and the exit before we pick the program.
- One point of contact from first call to funding. My team and I handle the lender side so you and your agent can focus on the deal.
- Clear answers on what works, what does not, and what it takes to get there. No surprises at closing.
- Available to investors and homebuyers in the multiple states where I am licensed for owner occupied loans, and nationally on business purpose and DSCR files where allowed.
I am the owner of 3 Keys Lending, and also own several rental properties myself. As a mortgage broker, I have access to hundreds of lenders to help us find the best loan programs and rates for your situation.
Local to Irvine Ca, and with 200+ 5 star Google reviews (and counting), Center Street Lending Prides ourselves on bringing easy, fast, and personalized service to the Real Estate Investing Process. With highly experienced LOs and In house servicing - Our goal is to deliver transactions that are competitively priced and swiftly executed, acting as your 'fast lane' to success.
Above all, we are committed to our customers’ success because it’s good for everyone when they succeed. We pride ourselves on our in house servicing, top tier customer service, and expertise in multiple loan products; whether it be Fix & Flip, Ground up Construction, Bridge Loans, or Long Term Rentals - we have the know how to get the job done.
Direct Lender and Broker based in Dallas, TX with over 35 years of experience in the home financing industry. I specialize in JUMBO financing, Fix & Flip, and renovation loans.
We help clients achieve their homeownership dreams. Whether you're buying, refinancing, renovating, or investing in property, I provide personalized service, professional guidance, and timely results to make the mortgage process as smooth and hassle-free as possible.
At PrimeLending, we offer a wide range of home loan products to meet your unique needs. Our commitment to transparency and simplicity ensures that you have a clear understanding of each step in the process. I'm here to support you with local market expertise and a customer-first approach, ensuring you get the best possible home loan experience.
We are your one-stop-shop for all you real estate financing needs! From bridge loans, ground up construction, short and long term rentals, no doc loans and full doc primary home loans, we have you covered! No need to shop around to find different financing when you are ready to refinance because we can do any product and offer the most competitive rates.
Archwest delivers fast, flexible financing for experienced residential real estate investors and builders, supported by deep capital from our partnership with Bain Capital. Our seasoned underwriting and construction lending teams provide quick closes, fast draws, competitive pricing, and strong leverage across ground-up, fix-and-flip, DSCR, bridge, and rental portfolio loans. Thousands of investors across 44 states have chosen Archwest for reliable execution, transparent terms, and a partnership that helps them scale with confidence.
Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts
Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with
Check the NMLS number on any lender before you share financial details
Attend a local Massachusetts meetup and ask who other investors use
Investment property financing, explained
How many hard money lenders serve Massachusetts?
198 lenders serving Massachusetts offer hard money, private or non-QM loans, the category that covers hard money financing, as of November 13, 2026. Tell us about your deal and we'll match you with the ones who fit it.
What does a hard money loan cost?
Most hard money loans run 9 to 14% interest plus 1 to 3 points, with first-time borrowers usually at the higher end. Expect added fees for underwriting and rehab draws. Loans typically cover up to 70 to 75% of the after-repair value (often capped at 85 to 90% of purchase plus rehab), last about 12 months, and can close in 5 to 14 days, so plan your exit, a sale or a refinance, before you close.