Investment property lenders in Massachusetts

As a direct private lender, Navigator Private Capital fills the void left by traditional lenders. We offer loan packages designed around each client's specific needs— no cookie-cutter financing here. Our loans are based on the value of the property itself or its rental potential so we don’t qualify you based on your income. With no W-2s or tax returns required, we can approve your loan quickly with highly competitive rates and terms. We offer short and long-term investment loans on non-owner-occupied property, including fix and flip, rental/DSCR, new construction, and bridge loans. Unlike the big banks, we can be nimble and creative when it comes to crafting loan vehicles —focusing on the unique needs of each borrower. We provide our clients with a simple, straightforward application process —accessible online whenever is convenient, day and night. Fast approvals make putting together a winning bid easy. And, once a loan has closed, getting access to funding is a matter of a few keystrokes. If you are searching for a financial partner who will support you throughout your ENTIRE real estate investment journey, you have come to the right place.

Current Terms for Flips and New Construction: 5% Down Program - As little as 5% Down - For Experienced Real Estate Investors - Qualifying Fix & Flip & New Construction Projects Premier Program - As low as 9% Interest - As low as 0.50 pts Origination Contact us to get started. https://calendly.com/pacificealsales/pacific-equity-loan-interest-call

I’m the Director at Helm Mortgage Corp., a veteran-led brokerage with 30+ years of experience, 5,000+ loans closed, and access to 100+ lenders. Before Helm, I spent 10+ years on the investor side, where I helped close 5,000+ deals. That's 10,000+ transactions of combined experience working for you. I’ll review your deal like an investor and structure it like a lender. Strategies: Primary or Rental // Purchase or Refinance // House Hacking // BRRRR // Buy-and-hold // Fix-and-flip // Single-family or Multi-family Loan programs: DSCR Short-term or Long-term Rentals // Non-QM // Commercial // Hard Money // FHA // Conventional // VA // USDA Ways to qualify: Rental Income // W-2 Income // Self-employment Income // Bank Statements // Retirement and Asset Income Send me your deal. Message me with the address and your strategy, and I'll show you how I'd structure it and what it takes to close.

Since 2016 NO points, direct lender with rates starting from 10%. Fast closing, no fees upfront and certainty of execution.

Ziffy.ai is the first integrated real estate investment platform where investors can find, analyze, and finance investment properties - all in one place. We provide exclusive investment analytics, including rental yields, ROI calculations, cash flow metrics, and performance forecasts unavailable elsewhere, as well as AI-powered search, investor-focused agents, and specialized mortgage programs (DSCR Loans, Fix-n-Flip, Cashout & Commercial Loans)

Beltway Lending is a highly specialized “refi shop” for real estate investors, that was also founded by seasoned real estate investors. Our first hand industry knowledge and experience allows us to more quickly understand your goals and financial strengths. Beltway’s team & process are second to none, and our reviews prove it. Having processed over $100 Million in Loans last year, we’ve maintained a perfect 5 star rating. Our highly responsive, dedicated team of specialists is committed to aligning you with the most ideal loan terms for your specific situation. More than anything, we pride ourselves on the fastest, most pain-free lending process in the industry.

Vert is a national lending business using technology to simplify investment property loans. We deliver custom term sheets instantly through our Instant Quote tool.

I specialize in investment property financing and work with both new and experienced investors to structure loans that align with their long-term goals. Through a network of 100+ lending partners, I offer flexible financing options, including DSCR, conventional, bank statement, and non-QM loan programs, with a focus on efficient closings and clear communication.

Kirkland Capital Group is America's micro-balance commercial real estate bridge loan portfolio lender, providing short-term, flexible financing solutions. As a direct lender, we make in-house loan decisions, ensuring a streamlined and efficient process. Our loan program offers: • Loan amounts ranging from $200,000 to $1.5 million. • Flexible interest-only terms of 12, 18, or 24 months. • Competitive credit requirements, including a minimum credit score of 600 and no bankruptcies or foreclosures in the last 5 years. • First-time commercial buyers allowed. • Consideration for properties in small towns and rural areas. We have a strong appetite for the following property types, with maximum as-is loan-to-value (LTV) ratios as follows: • Multifamily apartments (5+ units): up to 80% LTV on purchases and 70% on refinances. • Mixed-use properties with a residential component: up to 75% LTV on purchases and 70% on refinances. • Light industrial/warehouse properties: up to 70% LTV. • Retail properties (including retail strip, auto repair, car wash, day card, laundromat): up to 70% LTV. • Motel/hotel properties: up to 70% LTV. • Bar/restaurant properties: up to 65% LTV. Our loan program accommodates: • Owner-user properties, provided the business demonstrates the ability to service debt payments. • Investment properties, with no minimum debt service coverage ratio (DSCR) required; however, the property should show the ability to qualify for exit loan to long-term financing. • Lease-option and seller financing take-out scenarios, considered as refinance options based on current as-is value with 1+ year seasoning. • Seller second mortgages allowed up to an 85% cumulative loan-to-value (CLTV). • Flexible cash-out usage, with no limitations on how loan proceeds can be used. We work exclusively with loan brokers. Ask your loan broker if Kirkland Capital's loan program is right for your financing needs. For additional details, please visit https://kirklandlending.com/lending.

We provide private, direct loans for fix-and-flips, commercial, rental, and ground-up projects—helping investors close fast and scale confidently. We are based in Michigan, and lend in nearly all 50 states.