Hard money lenders in Massachusetts

We are a mortgage brokerage that combines the decades of experience of a more traditional mortgage company with the efficiency and drive of a start-up. We’re not your typical mortgage company. Our focus is on getting you the very best rate for your mortgage alongside you having the very best experience. And we stop at nothing for both. Mission: GoRascal delivers a mortgage experience that people remember and love. It’s barking up a different tree altogether—going above and beyond—from choosing, applying for, and ultimately closing on a loan that’s ideal for you. You’ll have an expert by your side and in your corner.

Ridge Lending Group provides world-class guidance and education on smart and measured lending to those seeking to build wealth through real estate investment. With our clients’ financial goals as the focus, we set them up for success by laying the foundation for future investment strategies and offering mortgage advice for life.

We are a Catalyst for investors to get it done fast and efficiently. Created by Real Estate Investors to lend to Investors. Known for our 'A+ rates' on Invesment properties, DCSR purchase and refinance loans with NO-Seasoning of Title cashouts, and NO Income verification programs. Seriously. We also offer commercial lending, too. (Multi Units, Short Term Rentals, Shopping Centers, storage units, etc). Headquartered in the Country #1 destination to 'Buy and Hold' properties (and BBQ), Memphis, TN, we rep the '901' and bleed Memphis Grizzlies Blue. Need a Catalyst? together, we go further.

We are a federally chartered FDIC insured bank making loans nationwide to investors purchasing non-owner occupied real-estate employing a “common sense” lending strategy that is unique today. We lend on single family dwellings, apartments, commercial buildings and income-producing ag land to investors buying or refinancing investment real-estate as individuals, LLC’s or their corporate entities. We also help investors leverage their current retirement plan assets to purchase real estate inside their self-directed IRA or 401(k). Since 2008, FWFSB has emerged as one of the nation’s leading non-recourse loan providers to self-directed retirement plans.

Simplified Capital is your trusted mortgage brokerage, dedicated to simplify the home financing process. With a focus on personalized service and competitive rates, we specialize in a range of loan options to meet diverse needs. Let us guide you to your dream home or investment goal with simplicity and clarity

Nationwide mortgage lender for real estate investors only. Direct to funds on Wall Street for all products including but not limited to DSCR, bank statement, fix and flip, ground up, portfolio and asset utilization. Minimum Loan Amount - $150,000 Minimum Credit Score - 620

The Mortgage Calculator specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 450 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more! Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page!

Commonwealth Fundings is interested in helping you fund your non-owner occupied Fix & Flips, Buy & Holds, and Cash Refinances to scale your business. We have plenty of money for doing repeat fundings for properly structured opportunities. We provide Proof of Funds letters to strengthen you offer, Collateral DNA reports to help you be sure know the history of what you are looking at, Specialized, Targeted Lead Lists across the country, and a Referral Program of at least $500.00 for any funding referral at closing. We are dedicated to honest dealings and timely service to make you want to come back with your next project.

Welcome to IMS Funding, we are a direct lender and broker based out of Austin Tx. We specialize in DSCR loans for traditional and vacation rentals. With years of experience, we will find you the best options for your strategy. As experts in non-QM lending, we specialize in connecting you with tailored financial solutions that align seamlessly with your investment goals. Whether you’re a seasoned investor expanding your portfolio or a first-time investor taking the plunge into real estate, our team is here to guide you through the intricacies of investment mortgages. Loan Options: DSCR: Long-term, short-term rentals and Padsplit(rent by the room). 1-4 unit properties. Up to 80% LTV on a purchase or rate and term refinance. Up to 75% on a cash-out refinance. Minimum credit: 660+ **can go lower with limitations. Minimum DSCR: 1.0 Minimum property value: $150K Fix & Flip: 1-4 unit properties. Up to 90% LTC with 100% Rehab for experienced investors. Up to 80% LTC with 100 Rehab with no experience. Minimum credit: 600 Minimum Loan amount: $100K Multifamily: Up to 10 units. Up to 75% LTV Minimum Credit: 660+ Minimum property value: $400K with $50K minimum per door Multifamily value-add bridge: Up to 85% LTC Minimum Credit: 680 Minimum Property value $500K

LendSimpli is a nationwide, direct private lender headquartered in Tampa, FL. With a laser focus on DSCR Loans, LendSimpli's experienced team prides itself on its competitive programs, clear and transparent communication whilst working with new and experienced investors - helping them to achieve financial freedom. LendSimpli's DSCR program is defined by several factors - minimum asset value of $100,000, minimum loan amount of $75,000. Property cannot be rural and must have sales and rental comparables in proximity. Minimum credit score is 660. Max LTV for a purchase and rate/term refinance is 80%, whilst a cash out refinance is 75% LTV. Minimum DSCR is 0.75x in most cases. Specializes in 1-4 units however, can finance up to 10 units.