Browse 198 lenders offering hard money loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.
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No NMLS on file
21 forum posts
Offering business purpose investment property loans in all 50 states. Competitive and transparent pricing. See live rates at https://dscrdirect.net/
No NMLS on file
19 forum posts
Futures Funding Inc. helps real estate investors fund fix-and-flips, rentals, and new construction with hard money and DSCR loans built for speed. We're a brokerage, not a single lender, which means one application gets your deal in front of multiple capital sources competing for your business. Whether you're flipping your first property or scaling a portfolio, we structure financing around the deal: purchase + rehab, cash-out refis, bridge-to-DSCR, and ground-up. Straight answers (if the deal doesn't work we will tell you, not string you along an shop), and fast closings.
No NMLS on file
19 forum posts
Residential Capital Partners has been a leading private lender in the single-family rehab and rental (SFR) industry for over 13 years. ResCap operates on a national scope while maintaining a local presence in key markets throughout the United States. We recognize the complexities of real estate investment and are committed to offering specialized financial solutions to meet those needs. Why Partner with Us? - No Money Down, 100% Financing up to 70% of ARV - Competitive and transparent loan rates - Customized terms to suit individual project needs - Expert advisory support at every step
No NMLS on file
18 forum posts
LFG Lending is a mortgage brokerage that focuses solely in investment real estate lending providing Hard Money, Bridge, New Construction, DSCR, and Airbnb financing options to investor throughout the United States.
NMLS #1820
18 forum posts
Local to Oregon and Soutwhest Washington, we do everything from your A+ Lending to no doc/hard money and everything inbetween.
NMLS #2893
17 forum posts
**Schedule Strategy Call - www.bpinvestorteam.com or 888-343-1043 BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years. BiggerPockets RE Podcast Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409 **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending experts. Lending nationwide (except NY). Very fast closing 10-21 day closings so you can compete with all cash offers. Primary residence loan options: - 3% down Fannie Mae 1 unit - 5% down Fannie Mae 2-4 units - Up to 105% financing with down payment assistance up to 2 units - Conventional, FHA, VA & USDA loan options available Second home loan options: - Conventional and non-conventional - 10% down, 660 minimum FICO Investment property loan options: - Conventional and non-conventional - 15% down, 680 minimum FICO DSCR: - Purchases up to 85% LTV using LTR analysis, 720 minimum FICO - Purchases up to 80% LTV using STR, MTR or LTR analysis, 620 minimum FICO - Rate & Term refinance - up to 80% LTV using the STR, MTR or LTR analysis – 620 minimum FICO - Cash out refinance up to 75% LTV using the STR, MTR or LTR analysis – 620 minimum FICO Business bank statement loan: - 12-24 months business or personal bank statements instead of your tax returns for qualification Asset qualifier loan: - Little to no documentable income allowed - Assets can be used in combination with other income sources for qualification - Minimum 200,000+ in assets on top of your down payment and 6 months reserves
NMLS #1356222
16 forum posts
With 10 years of experience in the mortgage industry, I specialize in crafting unique strategies that align with your investing goals. My expertise spans across a comprehensive range of mortgage products, including conventional, DSCR, NonQM, commercial, and SBA loans, ensuring a perfect fit for your financial narrative. I am also an accredited Certified Mortgage Advisor. With a profound grasp of financing methods, I'm here to navigate the complex mortgage landscape, transforming challenges into seamless solutions.
No NMLS on file
16 forum posts
We can lend nationally and close in as quick as 7 days with 90% of the purchase price and up to 100% of the rehab amount! We specially in fix-and-flip loans, new construction loans for ground up development, and DSCR loans for refinances and purchases. If you want the most competitive pricing available, fast closings, and a lender who knows your business model, we can provide that!
NMLS #2146944
16 forum posts
Secure your investment property loan in under 14 days with no income verification. We have funded over a billion dollars in DSCR loans, fix and flip loans, and bridge loans for real estate investors. We have generated over 250 million dollars in rental income for our real estate investors across the nation. We have worked with over 4000 real estate investors helping them achieve financial independence through income generated from their investment properties. We offer 30 or 40 year fixed terms, a 10 year interest only program, and interest rates as low as 6.50% for qualified real estate investors.
No NMLS on file
14 forum posts
Funded Capital is a private lender for real estate investors who flip and build. We finance fix-and-flip and ground-up construction loans on 1–4 unit properties, from $75K to $5M, in 45 states, with up to 90% of cost and 12–24 month terms. Investors get a term sheet in about 2 hours on average, most loans close in 5–10 business days, and rehab draws are typically funded within 1 business day. Since 2019 we have funded more than $500M across 1,200+ deals. Investors only (no owner-occupied home loans); we are a real estate lender, not a prop-trading firm. Bridge loans start from 8.75%. Terms are subject to underwriting, appraisal, title, and insurance.
Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.
Purchase plus rehab in one facility, drawn in stages as the work is signed off.
One lender holds the loan rather than selling it on, so terms can bend to an investor's situation.
See Massachusetts portfolio lendersUse the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts
Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with
Check the NMLS number on any lender before you share financial details
Attend a local Massachusetts meetup and ask who other investors use
198 lenders serving Massachusetts offer hard money, private or non-QM loans, the category that covers hard money financing, as of November 13, 2026. Tell us about your deal and we'll match you with the ones who fit it.
Most hard money loans run 9 to 14% interest plus 1 to 3 points, with first-time borrowers usually at the higher end. Expect added fees for underwriting and rehab draws. Loans typically cover up to 70 to 75% of the after-repair value (often capped at 85 to 90% of purchase plus rehab), last about 12 months, and can close in 5 to 14 days, so plan your exit, a sale or a refinance, before you close.
