Investment property lenders in Massachusetts

Ridge Street Capital provides Fix & Flip and DSCR Loans to Real Estate Investors across the US. Partnered with local real estate investors in 35 States, we’re changing the way real estate investors finance their projects.

We can do 50k loan amts! Both refi and purchase! Most lenders can't do these loans, but we do! DSCR loans with very low rates. Check out my Zillow Reviews https://www.zillow.com/lender-profile/rafik%20issabeigi/ For purchase deals we can do 20% down with a 680 or above score, for cash out refi's we can go up to 75% of the appraised value. No seasoning periods! We pride ourselves in customer service and attention to detail, we're very transparent and always make ourselves available. Whether your an experienced borrower or not, we have the right type of loan for you. Give us a call or shoot us an email and we're more than confident we can help guide you in the right direction.

I help real estate investors finance rental properties with flexible DSCR loan options, including as little as 15% down and programs that allow DSCR ratios below 1.00. I also finance short-term rentals, work with LLC-owned properties, and help investors who don't qualify through traditional income guidelines. Please note: Manufactured homes are not eligible for my DSCR loan programs. My approach is simple: understand the property, the numbers, and the investor's long-term plan before recommending a loan. Along with DSCR financing, I offer bank statement, 1099, and asset-based loan options for self-employed borrowers and investors with more complex financial situations. Whether you're purchasing your first rental or building an existing portfolio, my goal is to make financing clear, responsive, and easier to navigate.

We specialize in DSCR, HARD MONEY, FHA and CONVENTIONAL LOANS. New and experienced investors! Investors don't lose deals on the offer — they lose them when financing falls apart, and Mamba closes the deals other shops walk away from. 50+ lender relationships across DSCR, hard money, fix-and-flip, rental portfolio, bank statement, conventional, and FHA — from your first house-hack to your tenth rental, you don't swap brokers to keep building. We know which lender says yes, we move fast, and we pick up the phone.

We specialize in Non-QM loans and complex financing that most lenders can’t approve. Our speed, flexibility, and multi-state reach set us apart. Investors choose us because we win difficult deals, maintain high conversion rates, and operate with efficiency similar to direct lenders.

As a direct lender, it gives us the ability to be flexible on our non-owner occupied commercial & investment loans. Our rates are competitive with no hidden fees! Our loan amount limits are between $50K - $300M. We specialize in Fix & Flip/Hold, Buy & Hold, DSCR, Commercial, New Construction, and more.

Here's the problem with most investor lending: you're explaining your own strategy to a banker who's never done a BRRRR, never carried a flip, never sweated a draw schedule. They jam your deal into one rigid box — and if it doesn't fit, you're done. That's not us. Aspire Mortgage (NMLS #2783873) is built by investors, for investors. Through Beard Bros Build Co. we've completed 100+ flips in the Omaha market since 2019. We flip, we hold rentals, we build. We underwrite your deal the way we underwrite our own — because we're doing the same deals you are. And because we're a broker, not a single lender, we shop your deal across multiple capital sources to fit your strategy and your numbers. DSCR, fix & flip, bridge, BRRRR. Lending in ~35 states. Backed by a 25-year mortgage veteran and a seasoned team. You bring the deal. We find the money built for it. Aspire Mortgage | NMLS #2783873 | Equal Housing Opportunity

Cardinal Capital is a private lending firm specializing in tailored financing solutions for real estate investors and developers. We provide fast, flexible, and reliable capital for acquisitions, refinances, and construction projects, ensuring our clients can move quickly in competitive markets. Our expertise spans bridge loans, value-add projects, and ground-up developments, with a focus on creative deal structuring and hands-on partnership. With a deep understanding of real estate finance and a commitment to execution, we help investors maximize opportunities and drive successful outcomes.

We fund the deals banks won't touch: fix and flip, bridge, ground-up construction, and DSCR rental loans, nationwide. Send the address, purchase price, rehab budget, and ARV, and you get a real answer instead of a maybe. WHAT WE FUND Fix & Flip / Rehab: purchase plus rehab on one loan, short-term, built for investors who need to close fast and get to work. Bridge & Transactional: grab the deal now, refinance or sell later. New Construction: ground-up financing for spec builds and infill lots. DSCR Rental Loans: qualifies on the property's rent, not your W2 or tax returns. 1-4 units and small multifamily. The workhorse for BRRRR refis and portfolio scaling. Non-QM / Bank Statement: for self-employed borrowers that conventional underwriting keeps killing. Conventional & Government: when it is genuinely the cheaper answer, we will tell you. WHO WE WORK WITH First-time flippers who need someone to actually walk them through draws and timelines. Experienced operators scaling past the point where conventional financing stops working. Wholesalers who need a lender their end buyers will actually close with, and proof of funds letters that hold up. HOW WE WORK No tax returns and no DTI on our investor products. Underwriting looks at the deal, not your day job. You get a straight answer on structure. If the numbers do not work, we tell you why and what would make them work. We do not compete on being the cheapest quote on the internet. We compete on getting complicated deals closed. ABOUT KELLY Kelly Atchison, NMLS #1408085. Licensed mortgage loan originator with NEXA Mortgage and a licensed real estate agent, based in Denver, lending to investors nationwide. She also trains loan officers on investor and commercial lending, so the person structuring your deal teaches this for a living. Have a deal in front of you right now? Send the numbers through the contact form or call (720) 476-8776 and we will structure it.

We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 80 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We also accept new appraised value with no seasoning. You can buy a house today for 100k and we will accept your 150k appraisal tomorrow and refinance based on new value immediately. We are truly your NO Red Tape lender. Combining our simple process with industry low fees and competitive rates is what has made us incredibly successful as the go to source for investors.