Investment property lenders in Massachusetts

We specialize in DSCR loans for real estate investors and have years of experience helping investors finance rental properties and grow their portfolios. We understand every deal is a little different, so we take the time to understand what you’re trying to accomplish and help find a financing option that makes sense. DSCR, Bank Statement loans, Conventional, FHA, VA, and USDA financing, we have worked them all. Whether you’re just getting started or building a large portfolio, we want to be a resource you can come back to, not just for one deal, but for the long run.

I don't just send investors an interest rate and a loan quote. My custom Loan Advisor presentation is part education, part transparency, helping you compare financing options side by side and understand the numbers before making a decision. I walk you through down payment options, interest rates, closing costs, monthly payments, and how the overall cost of a loan can change with different financing structures. It's a visual, easy-to-follow presentation where we can review actual scenarios, answer questions, and identify the financing options that make the most sense for your goals. With over 24 years of mortgage lending experience, I take a hands-on approach to helping investors understand their financing options and navigate the lending process with confidence. Whether you're purchasing your first investment property, expanding your portfolio, refinancing, or accessing equity, I bring the experience and resources to help you achieve your financing goals. My team and I have earned national recognition, including multiple Top 1% Loan Originator honors from Mortgage Executive Magazine and Scotsman Guide. I work directly with my clients, supported by an experienced team that helps keep the lending process running smoothly from application through closing. We combine competitive financing, personalized service, and experienced guidance to deliver consistent results. We provide financing nationwide, specializing in Conventional, DSCR, FHA, VA, refinance, and cash-out loans. I aim to be more than just a lender for one transaction. My goal is to build lasting relationships and become a trusted lending resource you can turn to as your real estate investments grow. If you're considering a property or evaluating financing options, I'd welcome the opportunity to walk you through the numbers and show you what we can offer. **Important DSCR Loan Requirements:** Minimum loan amount is $150,000 for financing up to 80% loan-to-value (LTV). Loan amounts between $100,000 and $149,999 are limited to 70% LTV or lower (at least 30% down payment or equity). DSCR loans below $100,000 are not available.

We are a mortgage brokerage that combines the decades of experience of a more traditional mortgage company with the efficiency and drive of a start-up. We’re not your typical mortgage company. Our focus is on getting you the very best rate for your mortgage alongside you having the very best experience. And we stop at nothing for both. Mission: GoRascal delivers a mortgage experience that people remember and love. It’s barking up a different tree altogether—going above and beyond—from choosing, applying for, and ultimately closing on a loan that’s ideal for you. You’ll have an expert by your side and in your corner.

Ridge Lending Group provides world-class guidance and education on smart and measured lending to those seeking to build wealth through real estate investment. With our clients’ financial goals as the focus, we set them up for success by laying the foundation for future investment strategies and offering mortgage advice for life.

We are a Catalyst for investors to get it done fast and efficiently. Created by Real Estate Investors to lend to Investors. Known for our 'A+ rates' on Invesment properties, DCSR purchase and refinance loans with NO-Seasoning of Title cashouts, and NO Income verification programs. Seriously. We also offer commercial lending, too. (Multi Units, Short Term Rentals, Shopping Centers, storage units, etc). Headquartered in the Country #1 destination to 'Buy and Hold' properties (and BBQ), Memphis, TN, we rep the '901' and bleed Memphis Grizzlies Blue. Need a Catalyst? together, we go further.

We are a federally chartered FDIC insured bank making loans nationwide to investors purchasing non-owner occupied real-estate employing a “common sense” lending strategy that is unique today. We lend on single family dwellings, apartments, commercial buildings and income-producing ag land to investors buying or refinancing investment real-estate as individuals, LLC’s or their corporate entities. We also help investors leverage their current retirement plan assets to purchase real estate inside their self-directed IRA or 401(k). Since 2008, FWFSB has emerged as one of the nation’s leading non-recourse loan providers to self-directed retirement plans.

Simplified Capital is your trusted mortgage brokerage, dedicated to simplify the home financing process. With a focus on personalized service and competitive rates, we specialize in a range of loan options to meet diverse needs. Let us guide you to your dream home or investment goal with simplicity and clarity

Nationwide mortgage lender for real estate investors only. Direct to funds on Wall Street for all products including but not limited to DSCR, bank statement, fix and flip, ground up, portfolio and asset utilization. Minimum Loan Amount - $150,000 Minimum Credit Score - 620

The Mortgage Calculator specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 450 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more! Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page!

Commonwealth Fundings is interested in helping you fund your non-owner occupied Fix & Flips, Buy & Holds, and Cash Refinances to scale your business. We have plenty of money for doing repeat fundings for properly structured opportunities. We provide Proof of Funds letters to strengthen you offer, Collateral DNA reports to help you be sure know the history of what you are looking at, Specialized, Targeted Lead Lists across the country, and a Referral Program of at least $500.00 for any funding referral at closing. We are dedicated to honest dealings and timely service to make you want to come back with your next project.