Investment property lenders in Massachusetts

Welcome to IMS Funding, we are a direct lender and broker based out of Austin Tx. We specialize in DSCR loans for traditional and vacation rentals. With years of experience, we will find you the best options for your strategy. As experts in non-QM lending, we specialize in connecting you with tailored financial solutions that align seamlessly with your investment goals. Whether you’re a seasoned investor expanding your portfolio or a first-time investor taking the plunge into real estate, our team is here to guide you through the intricacies of investment mortgages. Loan Options: DSCR: Long-term, short-term rentals and Padsplit(rent by the room). 1-4 unit properties. Up to 80% LTV on a purchase or rate and term refinance. Up to 75% on a cash-out refinance. Minimum credit: 660+ **can go lower with limitations. Minimum DSCR: 1.0 Minimum property value: $150K Fix & Flip: 1-4 unit properties. Up to 90% LTC with 100% Rehab for experienced investors. Up to 80% LTC with 100 Rehab with no experience. Minimum credit: 600 Minimum Loan amount: $100K Multifamily: Up to 10 units. Up to 75% LTV Minimum Credit: 660+ Minimum property value: $400K with $50K minimum per door Multifamily value-add bridge: Up to 85% LTC Minimum Credit: 680 Minimum Property value $500K

LendSimpli is a nationwide, direct private lender headquartered in Tampa, FL. With a laser focus on DSCR Loans, LendSimpli's experienced team prides itself on its competitive programs, clear and transparent communication whilst working with new and experienced investors - helping them to achieve financial freedom. LendSimpli's DSCR program is defined by several factors - minimum asset value of $100,000, minimum loan amount of $75,000. Property cannot be rural and must have sales and rental comparables in proximity. Minimum credit score is 660. Max LTV for a purchase and rate/term refinance is 80%, whilst a cash out refinance is 75% LTV. Minimum DSCR is 0.75x in most cases. Specializes in 1-4 units however, can finance up to 10 units.

Offering business purpose investment property loans in all 50 states. Competitive and transparent pricing. See live rates at https://dscrdirect.net/

We offer financing in all 50 states for first time home buyers, seasoned investors, and everyone in between. Specializing in conventional and government loan programs, with direct lending and broker programs, we offer competitive rates and a client-first approach that allows us to move efficiently through the financing process. Whether you're getting your first investment property or looking to leverage the equity in properties you own, we want to work alongside you to grow your portfolio.

Futures Funding Inc. helps real estate investors fund fix-and-flips, rentals, and new construction with hard money and DSCR loans built for speed. We're a brokerage, not a single lender, which means one application gets your deal in front of multiple capital sources competing for your business. Whether you're flipping your first property or scaling a portfolio, we structure financing around the deal: purchase + rehab, cash-out refis, bridge-to-DSCR, and ground-up. Straight answers (if the deal doesn't work we will tell you, not string you along an shop), and fast closings.

Residential Capital Partners has been a leading private lender in the single-family rehab and rental (SFR) industry for over 13 years. ResCap operates on a national scope while maintaining a local presence in key markets throughout the United States. We recognize the complexities of real estate investment and are committed to offering specialized financial solutions to meet those needs. Why Partner with Us? - No Money Down, 100% Financing up to 70% of ARV - Competitive and transparent loan rates - Customized terms to suit individual project needs - Expert advisory support at every step

LFG Lending is a mortgage brokerage that focuses solely in investment real estate lending providing Hard Money, Bridge, New Construction, DSCR, and Airbnb financing options to investor throughout the United States.

Local to Oregon and Soutwhest Washington, we do everything from your A+ Lending to no doc/hard money and everything inbetween.

**Schedule Strategy Call - www.bpinvestorteam.com or 888-343-1043 BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years. BiggerPockets RE Podcast Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409 **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending experts. Lending nationwide (except NY). Very fast closing 10-21 day closings so you can compete with all cash offers. Primary residence loan options: - 3% down Fannie Mae 1 unit - 5% down Fannie Mae 2-4 units - Up to 105% financing with down payment assistance up to 2 units - Conventional, FHA, VA & USDA loan options available Second home loan options: - Conventional and non-conventional - 10% down, 660 minimum FICO Investment property loan options: - Conventional and non-conventional - 15% down, 680 minimum FICO DSCR: - Purchases up to 85% LTV using LTR analysis, 720 minimum FICO - Purchases up to 80% LTV using STR, MTR or LTR analysis, 620 minimum FICO - Rate & Term refinance - up to 80% LTV using the STR, MTR or LTR analysis – 620 minimum FICO - Cash out refinance up to 75% LTV using the STR, MTR or LTR analysis – 620 minimum FICO Business bank statement loan: - 12-24 months business or personal bank statements instead of your tax returns for qualification Asset qualifier loan: - Little to no documentable income allowed - Assets can be used in combination with other income sources for qualification - Minimum 200,000+ in assets on top of your down payment and 6 months reserves

With 10 years of experience in the mortgage industry, I specialize in crafting unique strategies that align with your investing goals. My expertise spans across a comprehensive range of mortgage products, including conventional, DSCR, NonQM, commercial, and SBA loans, ensuring a perfect fit for your financial narrative. I am also an accredited Certified Mortgage Advisor. With a profound grasp of financing methods, I'm here to navigate the complex mortgage landscape, transforming challenges into seamless solutions.