1. Home
  2. Investment property lenders
  3. Massachusetts

Investment property lenders in Massachusetts

Browse 204 lenders who fund investment property in Massachusetts as of November 13, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

Trusted by 135k+ investors · commitment-free

Financing goalStep 1 of 7
14%

What are you financing in Massachusetts?

Pick one and we will match you with Massachusetts lenders who fund that kind of deal. Free, and never a credit pull.

All 204 lenders funding investment property in Massachusetts

Sort by
  • GQ Home Team

    No NMLS on file

    16 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +5 more

    We can lend nationally and close in as quick as 7 days with 90% of the purchase price and up to 100% of the rehab amount! We specially in fix-and-flip loans, new construction loans for ground up development, and DSCR loans for refinances and purchases. If you want the most competitive pricing available, fast closings, and a lender who knows your business model, we can provide that!

    Connect and view profile
  • Loanguys.com

    NMLS #2146944

    16 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Secure your investment property loan in under 14 days with no income verification. We have funded over a billion dollars in DSCR loans, fix and flip loans, and bridge loans for real estate investors. We have generated over 250 million dollars in rental income for our real estate investors across the nation. We have worked with over 4000 real estate investors helping them achieve financial independence through income generated from their investment properties. We offer 30 or 40 year fixed terms, a 10 year interest only program, and interest rates as low as 6.50% for qualified real estate investors.

    Connect and view profile
  • Funded Capital

    No NMLS on file

    14 forum posts

    • Hard/Private/Non-QM
    • Fix & Flip
    • Ground Up & Land Dev. Loan
    • Rehab for Buy & Hold

    Funded Capital is a private lender for real estate investors who flip and build. We finance fix-and-flip and ground-up construction loans on 1–4 unit properties, from $75K to $5M, in 45 states, with up to 90% of cost and 12–24 month terms. Investors get a term sheet in about 2 hours on average, most loans close in 5–10 business days, and rehab draws are typically funded within 1 business day. Since 2019 we have funded more than $500M across 1,200+ deals. Investors only (no owner-occupied home loans); we are a real estate lender, not a prop-trading firm. Bridge loans start from 8.75%. Terms are subject to underwriting, appraisal, title, and insurance.

    Connect and view profile
  • Rehab Financial Group, LP

    No NMLS on file

    14 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • Fix & Flip
    • Ground Up & Land Dev. Loan
    • +2 more

    Rehab Financial Group is a private hard money lender providing real estate investors with fix and flip loans, ground-up construction financing, and multi-family hard money loans across 18 states. We offer up to 100% financing for both purchase and rehab costs, so you're not tying up your own capital when the right deal comes along. Our flexible underwriting focuses on the strength of your deal, not just your application. Same-day approvals and closings in as few as 5-10 business days mean you can move quickly in competitive markets. With over $400M funded across thousands of projects, our in-house team works directly with you from application through closing — no handoffs, no chasing updates. Real estate financing for investors who are ready to do more.

    Connect and view profile
  • The Hard Money Co.

    No NMLS on file

    1.0 (1) · BiggerPockets reviews14 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • Fix & Flip
    • Refinance (investment)
    • +1 more

    We Fund Deals® The Hard Money Co. is a private lender for real estate investors. We do fix & flip, BRRRR, and rental loans, funded nationwide. Close in 7–10 days, not 30–45. No appraisal required, because we value in-house. No credit pull to qualify. Approvals in as little as 24-48 hours. 17+ years in the business. $400M+ funded across 1,000+ projects. 4.7★ from 248 reviews. Brokers: we pay your fee on every deal, and the client stays yours. Have a deal? Send it at thehardmoneyco.com. All loans subject to underwriting.

    Connect and view profile
  • Alexa Funds It

    NMLS #2469778

    13 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    I specialize in short-term rental financing, non-QM loans, and creative lending solutions for real estate investors across several states. I help self-employed borrowers and portfolio investors explore financing when traditional income documentation or debt-to-income limits restrict their options. My services include DSCR rental loans, bank-statement and 1099 programs, cash-out refinancing, bridge loans, fix-and-flip financing, and ground-up construction. I evaluate each deal’s cash flow, equity, liquidity, and exit strategy to help match the financing to your investment goals. As a third-generation real estate professional, U.S. veteran, and MBA with a background in construction and mortgage operations, I bring practical experience and straightforward communication to complex deals. Alexa Kemp, MBA | NMLS #1990457 @alexafundsit | [email protected]

    Connect and view profile
  • BluPrint Home Loans NMLS 1686046

    NMLS #1686046

    13 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    At BluPrint Home Loans, we serve a wide array of clients, from first-time homebuyers to both novice and seasoned investors. As your dedicated banking and brokerage partner, you'll benefit from the combined strengths of both worlds. Our firm self-funds its deals, offering a comprehensive suite of loan programs to meet diverse needs. Our offerings include Down Payment Assistance, 15% down DSCR, Commercial Loans, Short-Term Rental Loans, Investment HELOCs, Fixed 2nds, and even Tiny Home Loans. Known for our approachability and creativity, we encourage you to reach out with your unique scenarios. At BluPrint Home Loans, we're always ready to think outside the box to help you navigate your real estate financing needs. Feel free to send us an email with your scenario, and let’s make your property ambitions a reality together!

    Connect and view profile
  • FMC Capital

    NMLS #1840537

    13 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • Refinance (investment)

    Investor loans only: DSCR loans for long-term and short-term rentals, and rehab loans for properties you will keep as rentals (680+ credit, 1 to 4 units). We do not do primary residences, owner-occupied homes, fix and flips you plan to sell, ground-up construction, or conventional loans. FMC Capital is a Pittsburgh-based brokerage that works only with real estate investors, with a 5 star rating. We shop multiple investor lenders, send you a written cost estimate the same day, and typically close in about 30 days. - DSCR rentals: purchase, cash-out refinance or rate-and-term refinance, long-term or short-term rental - Rehab for buy & hold: buy and renovate, then refinance into a DSCR loan - 1 to 4 unit properties, $100k minimum purchase price, loan amount $75k+ 680 minimum credit score

    Connect and view profile
  • Sunflower Bank | Mortgage Lending

    NMLS #642688

    13 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +9 more

    Sunflower Bank Mortgage Lending offers a large variety of mortgage products catered to the seasoned investor to first time buyers and everything in between. Whether you're buying your first home, refinancing, or exploring investment opportunities, I am here to guide you every step of the way. We proudly partner with homeowners, real estate professionals, builders, and appraisers to make the financing process seamless and personalized.

    Connect and view profile
  • DSCRFlow.AI

    No NMLS on file

    12 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Refinance (investment)
    • +1 more

    DSCRFlow | DSCR Loan Marketplace | Powered by Cornerstone First Mortgage DSCRFlow connects real estate investors with institutional-quality DSCR financing, backed by Cornerstone First Mortgage's 20+ years of lending expertise. Whether you're an investor seeking capital or an industry professional looking to monetize your network, DSCRFlow delivers. For Real Estate Investors: 🏦 Institutional Backing - Not a broker shop. Cornerstone First Mortgage provides direct lending with consistent execution 📊 DSCR-Based Approval - Qualify on your property's cash flow, not personal income or tax returns ⚡️ No Seasoning Options - Access equity immediately after renovation on qualifying deals 🗺 Nationwide Coverage - Serving investors across 48 states 💰 Competitive Terms - 75-85% LTV | Interest rates from the low 7s | $150K minimum For Industry Professionals — The DSCRFlow Affiliate Program: Turn your real estate network into recurring revenue. If you're a coach, content creator, agent, or anyone with an investor audience, DSCRFlow pays you for referrals. 💵 0.5-1% Commission Per Funded Loan - Earn $1,500-$5,000+ on typical deals depending on loan size 🔗 Trackable Referral Links - Real-time dashboard shows your pipeline and earnings 🤝 White-Glove Support - Our loan officers close deals; you collect checks 📈 Passive Income Engine - One referral can fund months of content creation Who Partners With DSCRFlow: • Real estate educators and coaches • YouTube/Instagram creators in the RE space • Investor-focused real estate agents • Property managers with investor clients • Anyone with an audience of active RE investors Why Cornerstone First Mortgage? This isn't another fly-by-night lender. Cornerstone First is a licensed mortgage company with institutional capital, compliance infrastructure, and a track record of closing deals. When you send borrowers to DSCRFlow, they get real financing—not a bait-and-switch. Connect With Us: 📧 Email: [email protected] 🌐 Borrowers: www.dscrflow.ai (http://www.dscrflow.ai/) 🌐 Affiliates: www.dscrflow.ai/affiliates (http://www.dscrflow.ai/affiliates) 📞 Direct: 619-261-0055 "Your network has value. DSCRFlow helps you capture it."

    Connect and view profile

Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Massachusetts lenders on BiggerPockets offer?

204 lenders serve Massachusetts as of November 13, 2026. 198 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 83 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Massachusetts?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Massachusetts. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Massachusetts’s business registry or ask the lender what licensing applies to them.

Included RentRedi subscription. All-in-one property management platform for collecting rent, handling repairs, and finding tenants.

Upgrade to unlock Pro Perks

Pro Perks are only available to annual Pro members. Upgrade to unlock them now.

What's included in Pro Perks

~$5,000+ potential annual value

  • Investor loan & insurance discounts
  • Property management & banking/ bookkeeping subscriptions
  • Savings on home renovation materials